ARC Insurance & Financial Services Inc. – Scarborough / Guildwood, Ontario

Two Opportunities. One Established Community Agency.

Are you an experienced insurance or financial services professional looking for an opportunity where you can build relationships, contribute to growth and be rewarded for your results?

ARC Insurance & Financial Services Inc. is hiring for two separate advisor positions:

1. Life & Wealth Advisor
For someone who can actively identify opportunities, build relationships, sell life insurance and investments, and develop a strong pipeline of business.

2. Home, Auto & Commercial Advisor
For someone who can confidently manage Home and Auto client relationships, support Commercial insurance needs, generate additional business and recognize opportunities to refer clients for Life & Wealth advice.

These are two distinct positions being recruited through one advertisement. You are not expected to perform both roles.

What both opportunities have in common is important: we are looking for people who take ownership, enjoy working with clients, contribute to growth and want to build a meaningful long-term career.

Opportunity One: Life & Wealth Advisor

This Is a Sales and Relationship-Building Career

This opportunity combines an established client base with the expectation that you can generate business.

The agency serves approximately 2,500 existing clients and has a significant number of Life opportunities requiring professional follow-up.

You will have opportunities to develop business from within the existing agency book, but you will also be expected to build relationships, generate referrals, establish centres of influence and continually develop your own pipeline.

If you are looking for a position where opportunities simply arrive at your desk and your responsibility ends with responding to them, this is not the right role.

What You Will Be Doing

You will:

- Conduct client reviews and identify unmet Life and Wealth needs.
- Follow up professionally with existing Life insurance opportunities.
- Re-engage clients and prospects who may not have been approached effectively in the past.
- Complete appropriate financial needs analysis.
- Sell Life insurance and develop investment opportunities.
- Cross-sell within existing agency relationships.
- Generate referrals and develop centers of influence.
- Build relationships within the local community.
- Maintain your own prospecting and business-development pipeline.
- Continually strengthen your sales, relationship-building and referral skills.

Approximately 20% of your time should remain focused on developing your own external pipeline and relationships, even while working opportunities within the agency's existing book.

You May Be a Strong Fit If You Are:

- Energetic, positive and motivated.
- Driven by achievement and results.
- Persistent and consistent.
- Comfortable prospecting and asking for business.
- A self-starter who takes ownership.
- Open-minded when approaching clients and opportunities.
- Coachable and willing to learn.
- Comfortable working independently while contributing to a team.
- Genuinely interested in building a career in sales and financial services.
- Able to move from analysis to action.

Most importantly, we want someone who wants a sales career and understands that increased income comes from increased production and value creation.

This Role Is Probably Not For You If:

- You want primarily a comfortable base salary without meaningful production expectations.
- You avoid prospecting or initiating sales conversations.
- You believe business development should be someone else's responsibility.
- You quickly dismiss an opportunity because someone previously said “no.”
- You need constant direction before taking action.
- You are resistant to coaching or new approaches.
- You prefer a purely administrative or service-oriented position.

This is an opportunity for someone who wants to produce, grow and build.

Experience & Licensing

Ideally, you will bring at least two years of relevant insurance, financial-services or advisory experience, together with evidence that you can sell and develop client relationships.

Life licensing is important for this position.





Mutual fund licensing is an asset. Additional licensing and development support may be available for the right candidate.

Candidates from banking and other financial institutions are welcome to apply provided they are coachable and prepared to work within a broader needs-based advisory environment rather than relying solely on transactional product selling.

Opportunity Two: Home, Auto & Commercial Advisor

Great Service Should Also Create Growth

This opportunity is for an insurance professional who enjoys looking after clients but also understands that solid client relationships create additional opportunities.

You will take ownership of Home and Auto responsibilities within the agency while also supporting and developing Commercial insurance opportunities.

This is not a purely service position.

We want someone who can look after clients professionally, identify additional insurance needs, generate new business and recognize when a client would benefit from being introduced to the agency's Life & Wealth Advisor.

You do not need to sell Life & Wealth products yourself.

You do need to recognize the opportunity and generate life and wealth leads.

What You Will Be Doing

You will:

- Service and strengthen existing Home and Auto client relationships.
- Manage client inquiries, renewals, policy changes and insurance needs.
- Identify opportunities to write additional Home and Auto business.
- Support and develop Commercial insurance opportunities.
- Cross-sell appropriate insurance solutions.
- Ask good questions to uncover broader client needs.
- Recognize Life and Wealth opportunities and refer them internally.
- Develop relationships that generate referrals and new business.
- Follow through consistently with clients, prospects and team members.
- Contribute to both client retention and agency growth.

You May Be a Strong Fit If You:

- Have a solid Home and Auto insurance foundation.
- Bring Commercial insurance experience or a genuine capability and interest in developing that area.
- Enjoy working directly with clients.
- Naturally look beyond the immediate transaction to identify additional needs.
- Are comfortable with sales, cross-selling and business development.
- Take ownership of your responsibilities.
- Follow through without repeated reminders.
- Are dependable, skilled and organized.
- Work well as part of a team.
- Are looking for a long-term career opportunity.

This Role Is Probably Not For You If:

- You want a purely administrative insurance position.
- You prefer processing transactions without exploring additional client needs.
- You are uncomfortable with sales or cross-selling.
- You believe identifying opportunities for other members of the agency is outside your responsibility.
- You are looking for a short-term position rather than somewhere to build your career.

The right person understands that excellent client service and business development belong together.

Experience & Licensing

An OTL license is required.

Previous Home and Auto insurance experience is strongly preferred, together with Commercial insurance experience or demonstrated ability and interest in working with Commercial clients.

We are looking for someone who already has a meaningful insurance foundation and can contribute without requiring extensive training in the fundamentals of the role.

About ARC Insurance & Financial Services Inc.

ARC Insurance & Financial Services Inc. is an established community-based agency serving approximately 2,500 clients.

The agency has been part of the local community for over 25 years, serving families, individuals and small business owners, including many clients in Scarborough and the Guildwood community.

Clients value the agency for taking the time to listen, understand their circumstances and remain accessible when assistance is needed.

The agency is building a strong,



professional team of people who take ownership of their responsibilities, collaborate effectively, provide excellent client service and contribute to the growth of the business.

Leadership operates with a player-coach approach rather than through constant micromanagement. Team members are given support, coaching and direction, while also being expected to take ownership, communicate clearly and follow through on their responsibilities.

Location & Work Environment

Both positions are based in the Scarborough / Guildwood area of Toronto.

Candidates should live within a reasonable commuting distance — ideally approximately 30 minutes from the office.

The agency has deep roots in the local community, making local knowledge and relationship-building particularly valuable.

Both positions are initially office-based.

For a proven producer who consistently demonstrates strong results, accountability and a healthy pipeline, some future hybrid flexibility may be considered.

Compensation & Benefits

Life & Wealth Advisor

Base salary is approximately $45,000–$50,000, depending on experience, licensing and demonstrated track record.

With commissions and performance bonuses, realistic first-year total compensation is approximately $67,500–$90,000+, with further upside available as production grows.

This is intentionally a performance-oriented compensation structure.

Home, Auto & Commercial Advisor

Base salary is approximately $45,000–$50,000, depending on experience, licensing and demonstrated track record.

With commissions, bonuses and performance incentives, total compensation can range from approximately $60,000 for a successful developing producer to $90,000–$95,000+ for an experienced high performer.

The compensation structure is designed to reward someone who contributes to both client service and agency growth.

Benefits

Benefits available for these opportunities include:

- Health and dental benefits following the applicable probationary period.
- Prescription and group benefits.
- Two weeks of vacation to start.
- Licensing support where appropriate.
- Training and professional development.
- Potential eligibility for performance-related incentive trips.

Career Growth

These are not positions where the ceiling is permanently defined by the starting role.

Strong production and demonstrated leadership can lead to greater responsibility, increased compensation and expanded career opportunities.

For an exceptional long-term performer, the experience may also provide valuable preparation for future leadership or agency ownership opportunities within the industry.

The opportunity can grow with the person who earns it.

Which Opportunity Fits You?

Apply for the Life & Wealth Advisor position if:

You want to build a sales and advisory career centered on Life insurance, investments, client relationships, prospecting and business development.

Apply for the Home, Auto & Commercial Advisor position if:

Your strength is property and casualty insurance, and you enjoy combining excellent client service with cross-selling, Commercial opportunities, relationship development and identifying Life & Wealth referrals.

When applying, please clearly indicate which of the two positions you are interested in.

About the Hiring Process

This hiring process is being managed by Leading Advisor Inc., a firm specializing in structured hiring for insurance and financial services agencies.

Qualified candidates will move through a professional, multi-step selection process designed to evaluate experience, communication, values, behaviors, sales capability and long-term fit before being presented to the agency.

The goal is not simply to fill two positions.

It is to identify people who can succeed, contribute and build a meaningful future with the agency.

Apply

If one of these opportunities aligns with your experience, ambitions and the way you want to build your career, we encourage you to apply.

Please submit your resume and clearly identify whether you are applying for:

Life & Wealth Advisor

or

Home, Auto & Commercial Advisor

Job Type: Full-time

Pay: $45,000.00-$95,000.00 per year

Benefits:

- Extended health care

Work Location: In person

📌 Life & Wealth Advisor and Home, Auto & Commercial Advisor (Two Opportunities Available) (Canada)
🏢 Leading Advisor
📍 Canada