Director of Credit Risk

Full Time Permanent Position

Any Fusion Branch Location Why Work at Fusion? At Fusion, our employees are empowered to learn, grow, and contribute to meaningful work that supports our members and communities. We value collaboration, integrity, accountability, empathy, and member-focused service. Here, you’ll find a supportive work environment where your skills are nurtured, your development is encouraged, and your contributions are recognized. The Position:

The Director of Credit Risk provides strategic leadership and oversight for Fusion’s credit risk function, with accountability for supporting the quality, profitability, efficiency, and overall risk management of Fusion’s loan portfolio. As a key senior leader, this position works closely with the Credit Risk team, Lending Solutions (agricultural and commercial lending), Operations, and other internal partners to support responsible loan growth, sound credit decision-making, portfolio quality, credit recovery, compliance, and the continued security of the credit union. This role is well suited to a collaborative and experienced credit risk leader who can balance prudent risk management with practical, member-focused solutions.

Key Responsibility

Areas

- Provide strategic leadership for credit risk, ensuring credit practices, portfolio oversight, and risk management activities support Fusion's goals and risk appetite.
- Support the development, review, and continuous improvement of credit risk policies, standards, reporting, and governance practices.
- Analyze portfolio trends and emerging risks, providing recommendations and actionable insights to senior leadership to support informed decision-making.




- Collaborate with Executive Management and operational leaders to identify, assess, and respond to emerging credit risks and strategic opportunities. Oversee operational credit risk activities, including adjudication, portfolio monitoring, credit recovery, reporting, and continuous improvement of credit risk processes.
- Provide effective guidance, challenge, and support to lending teams while promoting responsible, member-focused credit decisions.
- Support quality loan growth by contributing credit risk expertise to business development, lending initiatives, and cross-functional projects.
- Lead initiatives that strengthen credit risk management practices, portfolio oversight, and operational effectiveness.
- Provide credit risk expertise to organizational projects and initiatives, offering practical guidance and challenge to support informed decision-making and implementation.
- Act as a primary liaison for credit risk matters with regulators, auditors, legal counsel, syndication partners, and other external stakeholders, providing information, insights, and support related to credit risk management, portfolio quality, and lending practices.
- Provide independent review, challenge, and recommendations on significant credit exposures, policy exceptions, and emerging portfolio risks.
- Foster strong working relationships across departments,



promoting collaboration, consistency, and effective communication.
- Lead, coach, and develop the Credit Risk team, creating a respectful, accountable, and high-performing team environment. What You’ll Bring:
- A post-secondary degree in business or another relevant discipline.
- Seven to nine years of related experience, or an equivalent combination of education and experience.
- Solid credit adjudication, portfolio management, risk management, and lending knowledge.
- Proven leadership skills with the ability to coach, develop, and support employees in a collaborative team environment.
- A sound understanding of credit union policies, regulatory requirements, and prudent lending practices.
- Excellent communication, relationship-building, analytical, and decision-making skills.
- Credit Union Institute of Canada (CUIC) Business Lender Accreditation is considered an asset. Compensation:

Compensation for this position is $116,099 - $148,122 per annum. Fusion also offers a competitive total compensation package, including comprehensive benefits and pension, along with opportunities for professional growth and development. For a complete , please contact the email address below.

Fusion welcomes applications from individuals with diverse backgrounds and experiences. We are committed to providing an inclusive and accessible recruitment experience. If you require accommodation during the recruitment process, please let us know.

Please email your resume and cover letter by Thursday, August 27, 2026 to [email protected]. We appreciate all applications; however, only those selected for an interview will be contacted.

📌 Director of Credit Risk (Brandon)
🏢 Fusion Credit Union
📍 Brandon