Location: Montreal, QC

Work Arrangement: 5 days onsite (initial 3 months), 3 days onsite, 2 days remote(After 3 months)

Only candidates legally eligible to work in Canada without the need for visa sponsorship will be contacted

Our client, a leading global financial institution, is seeking a Credit Analyst to join its Diversified Corporate Team. This is an exciting opportunity for a finance professional with experience in corporate credit analysis and risk assessment to work on complex lending transactions and support key credit decisions.

As a Credit Analyst, you will collaborate with business partners to evaluate corporate credit requests, perform in-depth financial analysis, assess transaction risks, and prepare credit recommendations for senior management and credit committees.

Key Responsibilities

- Analyze corporate credit applications and assess borrower creditworthiness.
- Review financial statements, cash flow, and financial projections.
- Evaluate transaction structures, key risks, and mitigating factors.
- Prepare detailed credit memoranda with well-supported recommendations.
- Recommend internal credit ratings using established credit risk methodologies.
- Partner with Front Office teams to gather information and ensure complete credit files.
- Verify credit-related data and maintain accuracy within internal systems.
- Support portfolio reviews, counterparty research, and other credit risk initiatives.




- Manage multiple priorities while meeting established turnaround times .

Qualifications

- Bachelor's degree in Finance, Accounting, Economics, or a related discipline.
- Minimum 4 years of experience in corporate or commercial credit analysis within a banking or financial services environment.
- Solid knowledge of financial statement analysis and cash flow analysis.
- Experience preparing credit memoranda and making credit recommendations.
- Understanding of corporate lending, credit underwriting, and risk assessment.
- Advanced Excel skills and strong analytical capabilities.
- Excellent written and verbal communication skills.

Preferred Qualifications

- MBA, CFA, or progress toward a professional designation.
- Formal bank credit training.
- Experience with internal credit rating models and corporate banking products .

PlanIT is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees. All employment is decided based on qualifications, merit, and business needs.

Disclosure:

This posting represents an active and genuine vacancy with one of Plan IT’s clients and is not intended for speculative or pipeline recruitment. Plan IT and/or its clients may use AI-assisted tools from time to time to support the screening and evaluation of applications; however, these tools do not replace human judgment or decision-making at any stage of the hiring process.

📌 Credit Analyst (Montreal)
🏢 PlanIT Search
📍 Montreal