We’re building a relationship-oriented bank for the modern world. Commercial &

• Wealth Credit Risk Management supports CIBC’s Commercial Banking and Wealth Management businesses by providing independent oversight and thoughtful adjudication across a complex commercial credit portfolio. As the Senior Director, Commercial &

• Leveraged Finance, you’ll be part of a team responsible for adjudicating credit applications, monitoring portfolio exposure, and providing analysis and recommendations on escalated credit decisions with a focus on Canadian Commercial Leveraged Lending, Asset Based Lending, National Accounts, and Large Commercial Loans involving loan sizes above $50 million (collectively “Commercial &

• Leveraged Finance”). You’ll work closely within risk, operations, and our business partners to review new business deal flow, annual reviews, amendments, and periodic portfolio assessments, including associated derivative exposures and ancillary activities. You’ll help define policies, procedures, and tactical objectives that support sound credit decision-making and a strong risk culture. You’ll also provide clear, well-reasoned recommendations to senior leaders, identify emerging issues, and help ensure reporting and monitoring frameworks remain effective across credit platforms and operations groups. Additionally, you’ll be involved in special projects to help improve our team’s efficiency and use of data while meaningfully contributing to our client focused, purpose led team based culture of continuous improvement. You'll have the flexibility to manage your work activities within a hybrid work arrangement where you'll spend 3 days per week on-site, while other days will be remote and this arrangement is subject to change. Lead credit adjudication – Help lead the adjudication of the Commercial &

• Leveraged Finance portfolio, including new transactions, annual reviews, amendments,



and periodic reviews of existing exposure. Provide balanced analysis and clear recommendations that support timely, well-informed credit decisions. Build trusted partnerships - Develop robust working relationships with the business, within risk, and our operations partners. Provide practical guidance on credit-related matters, support strategic initiatives, and offer subject matter expertise to influence the development and implementation of policies and programs. Monitor portfolio risk - Monitor economic, industry, and portfolio developments to identify emerging risks and adverse trends. Recommend mitigation strategies where appropriate and elevate issues promptly to ensure senior leaders are informed. Apply sound judgment - Use CIBC’s credit policies, procedures, guidelines, and risk rating methodologies to assess transactions objectively and consistently. Ensure risks are properly identified, risk ratings remain accurate, and portfolio issues are communicated in a timely way. Strengthen governance and reporting - Partner with the Wealth Relationship Management Analytics team and other stakeholders to maintain relevant reporting across credit platforms and operations groups. Contribute to risk reporting, governance controls, policy development, and special projects that strengthen portfolio oversight. You can demonstrate deep credit risk experience. You bring 8-10 years of experience in corporate banking, commercial banking, and/or risk management.



You have experience managing complex commercial and corporate credit transactions across multiple industries, ideally including both investment grade and non-investment grade borrowers. You have strong technical knowledge. You bring familiarity with mergers and acquisitions, capital markets products, and derivative transactions. You also have a solid understanding of the financial, legal, and regulatory environment from a risk perspective.

Experience in asset-based lending and leveraged lending is an asset. Exposure in challenging credit situations, workouts, or recovery environments would also be beneficial. You give meaning to data. You enjoy investigating complex issues, assessing risk, and turning detailed information into clear, actionable recommendations for stakeholders and senior leaders.

You apply strong critical thinking and attention to detail to support balanced decision-making in a complex risk environment. We work to recognize you in meaningful, personalized ways including a competitive salary, incentive pay, banking benefits, a benefits program*, defined benefit pension plan*, an employee share purchase plan, a vacation offering, wellbeing support, and MomentMakers, our social, points-based recognition program. competitive salary banking benefits defined benefit pension plan* a vacation offering MomentMakers, our social, points-based recognition program *You need to be legally eligible to work at the location(s) specified above and, where applicable, must have a valid work or study permit. We may ask you to complete an attribute-based assessment and other skills test (such as simulation, coding, French proficiency).

We use artificial intelligence tools during the recruitment process.

Analytical

Thinking, Credit Decisions, Credit Policies, Credit Risk Management, Financial Analysis, Group Problem Solving, Long Term Planning, People Management, Reporting and Analysis #

📌 Senior Director, Commercial & Leveraged Finance, Commercial & Credit Risk Management (Toronto)
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📍 Toronto