Senior Product Analyst, Emerging Payment Products Payments Canada, 800-350 Albert Street, Ottawa, Ontario, Canada Overview Posted Tuesday, January 13, 2026 at 5:00 AM | Expires Wednesday, January 28, 2026 at 4:59 AM Payments Canada is at the forefront of the Canadian payment ecosystem. Our purpose is to make payments easier, smarter and safer for all Canadians. Every day we are working diligently to ensure your payments are cleared and settled. In 2024 alone, our systems cleared approximately $107 trillion or $424 billion each business day! If you are passionate about payments and want to help ensure that these financial transactions in Canada are carried out safely and securely, working with us is for you! We are a public purpose, non-profit organization situated at the centre of Canada’s payment ecosystem. We own and operate payment systems that process hundreds of billions of dollars worth of payment transactions every business day. We convene ecosystem participants to discuss their multiple and diverse interests and ideas and to navigate industry-level challenges. We adhere to a set of values that are our north star: Inspire trust, build community and enable change. With our people in mind we have created a culture that fosters authenticity, collaboration, innovation and development. We empower one another, make meaningful contributions that not only impact the organization, but our country! We develop and nurture meaningful connections that drive innovation in our ecosystem. We are Payments Canada! Join us today to help make payments easier, smarter and safer for Canada. What we are looking for The Senior Product Analyst is a key functional expert responsible for the detailed, hands-on execution and advancement of product initiatives within the Emerging Payment Products portfolio. This role ensures the product vision for emerging payments translates into tangible deliverables. The focus is dual: taking on product ownership responsibilities for the Real-time Rail, including capability enhancement and use case expansion, and actively exploring and evaluating emerging payment concepts that have the potential to transform the payments ecosystem while meeting stakeholder needs. This role requires a high degree of self-direction, strong ownership, and the ability to operate independently to drive initiatives forward. This is a temporary position for a 12-month term. A day in the life Responsibilities for this role will include:



Product Strategy and Lifecycle Management – Ownership of parts of the Real-Time Rail product portfolio and exploration of emerging payment concepts, translating high-level vision into tangible deliverables. Discovery and Analysis – Lead pre-discovery and discovery phases by conducting market research and data analysis to define value propositions, product roadmaps, and release plans. Delivery and Execution – Actively manage the full product lifecycle from concept through to execution and capability enhancement. Business Analysis and User Experience Design – Translate objectives into detailed requirements, functional specifications, and user journey flows. Collaboration and UX Review – Work with engineering and operations to review designs, provide UX feedback, and troubleshoot issues. Data-driven Insights – Use quantitative and qualitative data to inform product direction and improve outcomes. Stakeholder Collaboration – Act as a consultative expert bridging internal teams (Risk, Ops, Delivery) and external stakeholders (Regulators, Vendors, Members) for alignment. Governance and Mentorship – Establish and refine product management processes, manage risks and documentation, and mentor junior team members. Decision Facilitation – Coordinate working sessions with peers and senior management, collaborate with vendors, and present complex information effectively. You will really stand out with Payments knowledge is a significant asset You will need to be successful Undergraduate degree in Business, Economics or related discipline Minimum five (5) to seven (7) years of work experience in product management, business analysis, or project management, preferably in the financial services environment Demonstrated, hands-on experience working within or adjacent to the payments ecosystem Strong analytical skills with the ability to assimilate a wide range of input and structure solutions for novel matters Excellent verbal and written communication skills and proven experience presenting effectively across all levels of an organization Experience with product management and delivery tooling (e.G., Jira, Confluence)



Ability to develop user journey flows and write comprehensive descriptions of requirements Business acumen related to the Financial Services and payments industry High degree of self-direction and familiarity with management/committee processes Ability to build effective working relationships with internal and external stakeholders Eligibility to successfully complete background checks (criminal, credit, identity, employment, and education checks) Salary and application Salary range: Based on qualifications and experience: $88,500 to $118,000 Please submit your application by January 27, 2026 What’s in it for you? Adaptable, hybrid (remote/office) environment Competitive compensation package, including annual variable bonus and defined contribution pension plan with employer matching (if eligible) Comprehensive health and dental benefit coverage, including mental health coverage, life insurance and a health spending account for you and your dependents Paid time off: minimum four weeks vacation, sick and personal days, December holiday shutdown and cultural holiday observance days 26 weeks of paid maternity and parental leave top-up Rewards and recognition program Access to office gym facilities Internal and external professional development opportunities At Payments Canada, we are dedicated to fair, transparent and inclusive hiring. We are an equal opportunity employer and value diversity at our company. Our recruitment process uses automated tools, but not generative AI, to objectively screen and evaluate applications and confirm that a candidate’s qualifications meet job requirements. It is important to remember that these tools support, but do not replace, human decision-making. Our trained recruitment professionals and hiring managers always make the final hiring decisions. Our diversity, inclusion and equity commitment We are committed to making everyone feel they can be themselves and thrive at work. We will continue to build on a foundation of respect and appreciation for diversity in all forms and collectively create an inclusive and equitable culture where our differences are valued. We are committed to employment equity and actively encourage applications from women, Aboriginal people, persons with disabilities and visible minorities. If selected for an interview, please advise us if you require special accommodation by emailing We thank all applicants for their interest in this opportunity. Preference will be given to Canadian citizens and permanent residents. Only selected candidates will be contacted for an interview. #J-18808-Ljbffr

📌 Senior Product Analyst, Emerging Payment Products - C$88,500 - C$118,000 A Year (Toronto)
🏢 Payments Canada
📍 Toronto