We are seeking a detail-oriented and analytical Credit Specialist - B2B to join our financial services team. In this role, you will be responsible for assessing creditworthiness, managing risk, and supporting our business clients through data-driven decision-making. The ideal candidate will possess solid skills in data collection, risk analysis, and negotiation, with a background in finance or related fields. This position offers an opportunity to contribute to the company's growth by ensuring sound credit practices and maintaining healthy client relationships.
Responsibilities
Conduct thorough data collection and analysis of potential and existing business clients’ financial information
Perform risk assessments to determine credit limits and terms based on data mining and modeling techniques
Use Excel to develop business models and other tools that support credit decision processes
Negotiate credit terms with clients while balancing risk management and business development goals
Monitor accounts receivable and identify potential credit risks proactively
Collaborate with sales and finance teams to ensure compliance with credit policies
Maintain accurate records of credit evaluations, decisions, and client interactions
Continuously improve credit assessment processes through data analysis and process optimization
Requirements
Proven experience in accounting, financial services, credit analysis, or related roles in a business to business relationship
Robust skills in data collection, data mining, and data modeling techniques
Proficiency in programming for automation and advanced analysis
Excellent math skills with the ability to interpret complex financial data
Effective negotiation skills to manage client relationships and credit terms
Ability to analyze risk factors comprehensively to support informed decision-making
Familiarity with risk analysis tools and methodologies
Strong attention to detail, organizational skills, and the ability to work independently
Prior experience in the B2B sector is required
Pay: From $65,000.00 per year
Benefits:
Company events
Company pension
Dental care
Disability insurance
Employee assistance program
Extended health care
Life insurance
In office parking
Store discount
Tuition reimbursement
Vision care