Overview Senior Manager, Financial Crimes – Payments provides analytical, operational and strategic support. Working in close partnership with the Payments Financial Crimes Lead, this role is responsible for coordinating initiatives, conducting research and impact assessments, preparing materials, and supporting the delivery of regulatory, governance and modernization projects and activities across the Bank's global payments ecosystem. As a trusted partner, the Senior Manager translates complex regulatory and payments developments into actionable insights, facilitates cross‑functional collaboration with business teams to understand payment flows, and ensures high‑quality execution of key priorities, strengthening the Bank's AML, ATF and sanctions risk management framework. Success in this role will be demonstrated by: Delivering high‑quality analytical support that enables informed strategic decision‑making. Effectively coordinating multiple concurrent initiatives while meeting deadlines. Building strong collaborative relationships across business and control functions. Demonstrating sound judgment, initiative and ownership in managing complex assignments. Contributing to continuous improvement and operational excellence across the Payments Financial Crimes Advisory function. Supporting the Bank's regulatory compliance objectives while enabling innovation in payments. Responsibilities Strategic Advisory Support Support the Payments Financial Crimes Lead in providing advice and guidance to business lines, advisory teams, Global Economic Sanctions (GES), Money Laundering Reporting Officers (MLROs) and other stakeholders on global financial crimes implications relating to payment initiatives and modernization. Research emerging payment trends, regulatory developments and industry guidance to identify potential impacts on global financial crimes risk management. Assist in developing regulatory interpretations, issue summaries and discussion papers to support advisory decisions. Prepare briefing notes and recommendations for senior leadership on emerging risks and strategic initiatives. Regulatory & Risk Analysis Conduct preliminary financial crimes payment assessments of new or amended AML, ATF, sanctions and payments regulations across Canada, the United States, Europe, the United Kingdom and other applicable jurisdictions. Support impact assessments relating to payment modernization initiatives, new products, acquisitions and strategic business initiatives.



Maintain inventories of regulatory developments and track implementation activities. Assist in identifying potential control gaps and documenting recommended mitigation strategies. Governance & Executive Reporting Coordinate governance activities across multiple initiatives and maintain oversight of deliverables, action items and key milestones where applicable. Prepare presentations, committee materials, dashboards, briefing documents and status reports. Support responses to regulatory inquiries, internal audit requests and external examinations by coordinating documentation and drafting responses. Develop materials to support senior leadership decision‑making. Cross‑Functional Collaboration Coordinate activities across Financial Crimes Advisory, AML Investigations, AML Intelligence & Analytics, Global Economic Sanctions, Product, Payments, Technology, Compliance, Risk and Legal teams. Support stakeholder meetings by preparing agendas, documenting decisions, tracking actions and following through on deliverables. Foster collaboration across multiple business partners to facilitate timely execution of strategic initiatives. Identify and leverage opportunities to share and disseminate payments knowledge with the Financial Crimes team, delivering education and guidance that builds capability, enhances understanding of payment processes and risks and promotes broader enterprise‑wide awareness through collaboration, knowledge‑sharing sessions and the development of educational resources. Payments Modernization Support Assist in coordinating Financial Crimes participation in enterprise payment modernization programs and initiatives. Track emerging payment technologies, industry standards (e.G., ISO 20022), market infrastructure changes and regulatory expectations. Support the development of Financial Crimes requirements for recent payment capabilities and strategic initiatives. Continuous Improvement Identify opportunities to share input and expertise to improve governance, reporting, documentation and operational processes. Develop standardized templates,



knowledge repositories and tracking tools that improve team efficiency and consistency where applicable. Support the creation and maintenance of training materials, playbooks and reference guides relating to payments for Financial Crimes. Qualifications Must‑have 5+ years of experience in financial crimes compliance, AML, sanctions, payments, risk management and/or regulatory compliance. Strong understanding of payment systems and payment modernization initiatives is considered an asset. Excellent analytical, organizational and communication skills. Ability to synthesize complex regulatory or technical information into practical business recommendations. Proven ability to manage competing priorities and operate effectively in a fast‑paced, evolving environment. Demonstrated curiosity, initiative and a continuous‑improvement mindset. Strong relationship‑management skills with the ability to collaborate and influence across diverse stakeholder groups. Proficiency in Microsoft Office applications, particularly PowerPoint and Excel, with experience preparing executive‑level materials. Strong organizational skills with the ability to oversee and/or be involved in multiple work streams concurrently. Self‑starter with the ability to think through problems and assignments in a self‑directed manner. Able to think outside the box, challenge constructively the status quo and drive creative solutions. Comfortable with ambiguity and uncertainty, taking ownership to figure things out. Benefits A comprehensive total rewards program including bonuses and flexible benefits, competitive compensation, commissions and stock where applicable. Leaders who support your development through coaching and managing opportunities. Ability to make a difference and lasting impact. Work in a dynamic, collaborative, progressive and high‑performing team. A world‑class training programme in financial services. Flexible work‑life balance options. Opportunities to do challenging work. Job Skills Accountability, Analytical Thinking, Audits Compliance, Business Advising, Business Communications, Business Execution, Change Management, Collaboration, Consulting, Critical Thinking, Data Gathering Analysis, Decision Making, Efficiency Optimization, Financial Regulation, Industry Knowledge, Informed Decision Making, Interpersonal Relationship Management, Product Services, Regulatory Risk, Risk Management, Stakeholder Influence, Strategic Thinking #J-18808-Ljbffr

📌 Senior Manager - Financial Crimes - Payments (Toronto)
🏢 RBC
📍 Toronto