? Who We Are Bankjoy is a Y Combinator and Bessemer Venture Partner backed FinTech startup. We are changing the way community banks and credit unions do business, enabling them to become tech-driven and digital first. Bankjoy provides modern digital banking products including mobile banking, online banking, online account opening, loan origination, and conversational AI.

Our mission is to revolutionize banking tech infrastructure by leading digital transformation at financial institutions — big and small. ? The Role We are looking for a Lead Software Engineer to drive the technical direction and execution of Bankjoy's new kids and family financial empowerment product. This is a hands-on technical leadership role. You will own the architecture, lead a small high-performing engineering team, and work closely with Product, Design, and QA to build a product that is secure, scalable, and genuinely delightful for families and their children.

You'll be embedded in a fast-moving startup environment where your decisions directly shape the product. The ideal candidate brings deep experience in banking, payments, or financial wellness technology, with strong proficiency in Angular and .NET Core, and ideally some exposure to mobile app development. You must be based in or willing to work Eastern Time Zone hours. ? What You'll Do Technical Leadership & Architecture Own the technical direction and architecture for Bankjoy's kids and family financial empowerment product, designing systems that are scalable, secure, maintainable, and built for a regulated financial environment

Lead solution design and quarterly planning, guiding architectural and technology decisions in alignment with product and business goals

Ensure systems meet financial industry standards including security, compliance, and data privacy requirements

Provide technical guidance and code reviews to maintain engineering best practices across the team Execution & Delivery Break down initiatives into milestones and deliverables, managing scope, dependencies, risks, and technical debt

Monitor delivery progress and communicate risks or blockers proactively to ensure timely, high-quality releases





Balance delivering business value with maintaining long-term system health and avoiding over-engineering Hands-On Development Contribute directly to coding, testing, debugging, and development, this is not a purely managerial role

Build and maintain backend services using C#, .NET Core, and SQL Server

Develop frontend components using TypeScript and Angular

Contribute to or guide mobile app development as the product expands across platforms Team Leadership & Mentorship Lead and mentor engineers through regular 1:1s, performance feedback, and hands-on coaching

Foster a collaborative, high-trust team culture that emphasizes quality, ownership, and continuous learning

Hire and onboard engineering talent as the Sequoias Circle team grows Cross-Functional Collaboration Partner with Product and Design to shape the product roadmap, define feature scope, and provide accurate technical estimates

Work closely with QA to define testing standards, quality gates, and release readiness criteria

Collaborate with Bankjoy's platform and security teams to ensure Sequoias Circle meets shared infrastructure and compliance standards Quality & Production Oversee unit test coverage, integration testing, and CI/CD pipeline quality

Establish monitoring, alerting, and observability practices to ensure production reliability

Participate in on-call rotation and respond to production incidents with clear RCA and retrospective processes ? What You Bring 8+ years of software engineering experience, with at least 2 years in a technical leadership or lead engineer role

Domain experience in banking, payments, financial wellness, or financial empowerment technology. Candidates without this background will not be considered

Strong proficiency in C#, .NET Core, Entity Framework, and SQL Server, this is the core backend stack

Robust proficiency in Angular and TypeScript, this is a required frontend skill, not optional

Proven ability to architect scalable,



secure, and high-performing systems in a regulated financial environment

Experience leading engineering teams, setting direction, coaching engineers, and driving delivery without sacrificing quality

Strong understanding of security, compliance, and data privacy requirements in financial applications

Experience with cloud infrastructure, containerization, microservices, and CI/CD pipelines

Must be available to work Eastern Time Zone hours, this is a firm requirement

Comfortable operating in a high-growth startup environment, you build the process, not just run it ? Nice to Have Mobile app development experience (iOS, Android, or cross-platform frameworks such as React Native or MAUI), strong preference for candidates with this background

Experience building consumer-facing financial apps, especially products for families, kids, or financial education

Familiarity with credit union or community banking platforms and integrations

Background in financial wellness, budgeting tools, or savings products

Experience integrating with core banking systems or third-party financial APIs ? What You Get A fast-paced and collaborative environment Competitive compensation

Stock options at a well-funded startup

We cover 100% of medical, dental, and vision premiums for individuals on our base plan, with significant contributions toward all other plan options (USA). We cover 100% of extended medical, dental, and vision premiums for you and your family under our single, comprehensive plan (Canada).

Retirement plan with 4% company matching 8 weeks paid parental leave for birthing parents, 4 weeks for non-birthing

3-5 weeks PTO depending on tenure

5 health days

15 holidays

End of year shutdown

Performance-based bonuses Remote first culture ⚖️ Equal Employment Opportunities at Bankjoy Bankjoy is committed to hiring talented and qualified individuals with diverse backgrounds for all of its tech, non-tech, and leadership roles. Bankjoy provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age or disability.

📌 Lead Software Engineer (Toronto)
🏢 BankJoy
📍 Toronto