Kent & Essex Mutual Insurance is currently recruiting a Physical Damage (PD) Auto Claims Adjuster to join our team. The successful candidate will provide excellent customer service and ensure accurate recording, reporting, and investigation of files. As a PD Auto Claims Adjuster, you will play a key role in the claims process, helping policyholders when they need it most.

This position is hybrid; If you are within a reasonable commuting distance 3 days in the office is expected.

Responsibilities In this entry level position, you will be responsible for investigating, assessing, and adjusting low to medium complexity auto claims. Throughout the process you will be documenting the claim file through your investigation, analyzing the information gathered, interpreting the policy wordings to determine coverage and assessing damages while ensuring compliance with policies, industry standards, and regulations.

- Fully explain the policy response, the claims process, and the responsibilities of the insured in the adjustment of the loss or damage.

- Follow the appropriate claims handling protocol and actively participate in developing best practices.

- Provide the insured with all necessary forms and directions for claim submission.

- Conduct a thorough investigation of all aspects of the occurrence, identifying all parties involved, documenting findings and securing evidence.

- Identify, and evaluate subrogation or salvage opportunities.

- Regularly review reserve adequacy including upon receipt of new information pertaining to damages.

- Negotiate settlements and ensure the fair and timely resolution of claims.

- Maintain accurate documentation of claims and communication in our system.

- Ensure compliance with all relevant laws, regulations, and company policies throughout the claims process.

- Provide exceptional customer service to claimants and policyholders,



addressing concerns and keeping them informed throughout the claim lifecycle.

- Participate in insurance industry functions and marketing events representing Kent & Essex.

Qualifications

- 1-3 years of claims handling experience and/or related insurance experience is considered an asset.

- Knowledge of insurance policies, the claims process, and/or industry regulations considered an asset

- Excellent communication skills, both written and verbal.

- Ability to work independently and manage a caseload with minimal supervision.

- Strong attention to detail and problem-solving skills.

- Self-motivated and able to work in a rapid paced and changing environment.

- Professional, friendly, and courteous interactions with all business partners, policyholders and coworkers.

- Demonstrates a high level of respect for confidentiality, privacy and compliance.

- Experience with Guidewire would be an asset.

Compensation & Benefits The expected base salary range for this position is $51,000 to $65,000.

The actual salary will be determined based on factors including but not limited to, market conditions, relevant experience, job related knowledge, skills, abilities, qualifications, and education.

Additional benefits include

- Comprehensive health and dental benefits

- Pension Plan

- Professional development and education support

- Flexible remote or hybrid work options

- Supportive and team-oriented team environment

Why Join Kent & Essex Mutual Insurance?

- Established Ontario mutual insurer with over 135 years of service

- Collaborative and supportive claims team





- Opportunity to make a meaningful impact supporting claimants through recovery
- A workplace that values professionalism, community involvement, and employee development

Kent & Essex Mutual Insurance Company is a well-established property and casualty, mutual insurance company proudly located in Chatham-Kent. We are a financially strong and progressive company with over 135 years of experience building relationships with our policyholders, broker partners and community partners. We believe in ongoing training and development opportunities for our team as well as a focus on giving back to our community.

We provide a competitive compensation package which includes benefits and pension.

Apply

Interested candidates are invited to apply directly to us by clicking “Apply Here”.

This posting represents a current vacancy within our organization.

All levels of experience will be considered. We welcome applications from candidates at all stages of their careers. Candidates with experience as a Property Damage (PD) Auto Claims Adjuster, or who demonstrate comparable experience, transferable skills, and competencies relevant to the role, will be considered an asset.

We thank all applicants for their interest and wish to advise that only those candidates selected for an interview will be contacted. We are committed to maintaining an inclusive work environment composed of people with diverse perspectives, backgrounds, and cultures. Kent & Essex provides accommodation for applicants with disabilities and in respect of other protected grounds during the recruitment process, in accordance with applicable laws. Please contact us to request accommodation.

We use artificial intelligence (AI) to review resumes of candidates and assess their fit based on the criteria outlined in the job posting. We do not use AI to make any final hiring or interview decisions.

📌 Physical Damage (PD) Auto Claims Adjuster (Chatham-Kent)
🏢 Kent u0026 Essex Mutual Insurance
📍 Chatham-Kent