06 Aug
|
Atrium
|
Winnipeg
***Hiring for Commercial Credit Underwriter***$100,000 CAD Base Salary + 20% BonusCommercial Finance | Direct HireWe are partnering with a well-established commercial finance organization specializing ininventory finance and floor plan lendingfor dealer-based businesses.The company works closely with manufacturers, dealers, and financial sponsors to provide revolving credit facilities while maintaining a disciplined credit culture and strong risk-management framework. Due to continued growth, the team is seeking aCommercial Credit Underwriterto join its Burlington office.This is an excellent opportunity for a credit professional who enjoys financial analysis, structured lending, portfolio management, and evaluating inventory-heavy businesses.What You’ll DoUnderwrite commercial credit facilities and prepare detailed credit memoranda for dealer relationships and lending transactionsAnalyze financial statements, tax returns, cash flow, liquidity, leverage, collateral, inventory levels, and debt-service coverageEvaluate borrowing needs, credit structures, revolving facilities, and overall transaction riskSupport ongoing portfolio monitoring, annual reviews, covenant compliance, and special credit assessmentsReview borrowing-base information and collateral reporting when applicablePartner with relationship managers, credit leadership, operations, and other internal stakeholdersPresent clear credit recommendations supported by financial analysis and risk considerationsMaintain accurate credit documentation, loan files, approval records,
and workflow trackingAssist with credit-process improvements and other risk-management initiativesWhat We’re Looking For3+ years of experience in commercial lending, credit analysis, underwriting, financial analysis, or a related fieldStrong ability to analyze financial statements, cash flow, liquidity, leverage, collateral, and DSCRUnderstanding of commercial credit structures, revolving credit facilities, covenants, and risk-management principlesStrong written communication skills with experience preparing credit analyses or approval memorandaExcellent organization, attention to detail, and ability to manage multiple transactions and deadlinesProficiency with Microsoft Excel and the broader Microsoft Office suiteBachelor’s degree in Accounting, Finance, Business Administration, or a related discipline preferredHighly Preferred ExperienceInventory finance or dealer-based lendingAsset-based lendingBorrowing-base analysis and collateral monitoringLoan documentation, covenants, and security registrationsCredit committee presentations and portfolio reviewsWhy Consider This Opportunity?Annual bonus opportunity of up to20%Join an established organization with a robust reputation in commercial financeGain exposure to specialized and structured lending transactionsCollaborative team with a disciplined approach to credit and riskMedical, dental, and vision coveragePaid time off and company holidaysProfessional development and long-term career-growth opportunities#CommercialLending #CreditUnderwriting #CreditAnalyst #InventoryFinance #FloorPlanFinance #AssetBasedLending #BurlingtonJobs #OntarioJobs #FinanceCareers #Hiring#J-18808-Ljbffr
📌 Commercial Credit Underwriter (Winnipeg)
🏢 Atrium
📍 Winnipeg