Is this role right for you? In this role, you will: Champion a customer focused culture to deepen client relationships and leveragebroader Bank relationships, systems and knowledge.

Working closely with Client Relationship Managers, the Credit Solutions Associate (CSA) isresponsible for providing the following services to a portfolio of existing and prospectiveclients: Credit Analysis and evaluations: Conduct thorough credit analysis and evaluation of loan applications including required duediligence from commercial clients.

Assess the financial health, creditworthiness, and risk profile of potential borrowers.

Prepare detailed credit reports and recommendations for credit approval or denial.

Analyze financial statements, credit reports, and other relevant documentation to identifypotential risks and opportunities.

Portfolio Monitoring: Monitor and manage the credit risk portfolio, ensuring compliance with the banks riskmanagement policies and procedures.

Identify and mitigate potential credit risks through proactive monitoring and analysis.

Contact clients for financial reporting and spread Financial Statements, Projections and

Borrowing bases, review results, escalate any signs of deterioration and update appropriatesystems.

Compliance: Ensure all documentation is organized, accessible, and compliant with the banks record keeping policies.

Ensure all credit analysis and evaluation processes comply with relevant regulatoryrequirements, internal process, policy and guidelines.

Stay up to date with changes in regulatory frameworks,



internal process, policy, guidelines andindustry best practices.

Understand how the Banks risk appetite and risk culture should be considered in day-to-day activities and decisions.

Do you have the skills that will enable you to succeed in this role? - We''d love to work with you if: Ideally you have a College/University degree or equivalent work experience in a related field.

Strong/proven knowledge of Financial Statements and credit analysis.

Knowledge of credit structures and applicable risk management Strong commitment to excellent client service and ability to work with clients to resolve issues in anamicable and prompt manner.

Detail-oriented and highly organized, with the ability to manage multiple tasks and priorities effectively.

Thorough knowledge of the applicable software and technology platforms for Commercial (e.g., Sales

Force, Intralink, Teams).

Working knowledge of the features and advantages of Commercial products and services. A high degree of flexibility to adapt to a wide variety of tasks.

What''s in it for you? The opportunity to join a forward-thinking organization surrounded by a collaborative team of innovative thinkers. A rewarding career path with diverse opportunities for professional development. A competitive compensation and benefits package Internal training to support your career growth and enhance your skills.

An organization committed to making a difference in our communities for you and our customers. ** Former job title: Credit Analyst.

📌 Credit Solutions Associate, Commercial Banking - Edmonton (Temporary Contract)
🏢 Scotiabank
📍 Edmonton