Role: Anti-Money Laundering SME

Location: Toronto, ON, Canada (Hybrid: 4 days a week on-site)

Duration: Long-Term Contract

Mode of Interview: Face-to-Face

We are seeking an experienced Anti-Money Laundering (AML) Subject Matter Expert (SME) with strong exposure to Exchange-Traded Funds (ETF) and capital markets operations. The candidate will play a critical role in enhancing AML frameworks, ensuring regulatory compliance, and providing domain expertise across ETF products and related financial transactions.

Key Responsibilities

AML & Compliance Expertise

- Act as the AML SME for ETF products, ensuring alignment with global AML/CTF regulations (e.g., FINTRAC, FATF, SEC, FCA).
- Strong hands-on Business Systems Analyst (BSA) experience in the AML Domain
- 5 to 6 years of hands-on experience in SQL, who can write complex queries and stored procedures
- Provide expertise on Know Your Customer (KYC), Customer Due Diligence (CDD), Enhanced Due Diligence (EDD) processes specific to ETFs and institutional clients.
- Support AML risk assessments related to fund flows, trading activity, and investor structures .
- Identify and escalate suspicious transactions , patterns, and red flags in ETF trading and subscriptions/redemptions.
- Collaborate with Compliance, Legal, and Risk teams to ensure adherence to AML policies and regulatory requirements.

ETF Domain Expertise

- Demonstrate deep understanding of ETF lifecycle , including creation/redemption processes, authorized participants (APs), and market makers.
- Analyze ETF transaction flows and liquidity patterns to detect potential AML risks.
- Support onboarding and monitoring of institutional clients, brokers, and intermediaries involved in ETFs.

Monitoring & Investigations

- Lead or support transaction monitoring and alert investigations related to ETF activities.




- Develop and refine AML scenarios, rules, and typologies relevant to capital markets and ETFs.
- Conduct complex investigations and prepare Suspicious Activity Reports (SARs/STRs).

Stakeholder Collaboration

- Engage with technology teams to enhance AML systems and surveillance tools.
- Work with front-office, middle-office, and operations teams to improve AML controls.
- Provide guidance and training to teams on AML practices specific to ETFs.

Regulatory & Audit Support

- Support regulatory exams, audits, and compliance reviews .
- Maintain up-to-date knowledge of AML regulations, ETF regulatory landscape, and emerging risks .
- Assist in developing and updating AML policies, procedures, and controls.

Required Qualifications

- Bachelor’s degree in Finance, Business, Law, or related field.
- 7+ years of experience in AML/compliance within capital markets or asset management .
- Proven experience working with ETF products or exchange-traded instruments .
- Solid knowledge of:
- AML/CTF regulations (FINTRAC, FATF, global frameworks)
- KYC/CDD/EDD processes
- Trade surveillance and transaction monitoring systems
- Experience in AML investigations and SAR/STR filing .
- Professional certifications preferred: CAMS, CFA, or equivalent .

Preferred Skills

- Hands-on experience with AML tools (e.g., Actimize, Fircosoft, SAS AML).
- Understanding of market abuse, insider trading, and financial crime risks in ETFs.
- Strong analytical and problem-solving skills.
- Ability to translate regulatory requirements into practical controls and system enhancements .
- Excellent communication and stakeholder management skills.

Key Competencies

- AML regulatory expertise
- Capital markets & ETF domain knowledge
- Risk assessment & investigation
- Data analysis & monitoring
- Stakeholder collaboration
- Process improvement mindset

📌 Anti-Money Landuering SME (Toronto)
🏢 Ardent Softsol
📍 Toronto