Lead the development of credit operations as a Senior Manager specializing in risk and financing strategies. This role offers the chance to innovate and implement scalable credit frameworks within a consumer-centric environment.
You will be the architect of lending strategies, responsible for creating risk-adjusted pricing models and underwriting policies that drive operational excellence. Partner across departments to ensure risk is effectively integrated into decision-making processes, enhancing customer experiences and business goals.
Key Responsibilities:
• Evolve underwriting practices for optimal performance
• Lead credit decision-making and oversight frameworks
• Develop risk analytics and portfolio monitoring systems




• Interface with regulatory compliance and audit requirements
• Manage delinquency and loss initiatives effectively
Requirements:
• 6–10+ years of experience in credit risk or analytics
• Deep understanding of risk-based decisioning in consumer lending
• Demonstrated ability in data-driven policy applications
• Robust analytical and quantitative skills
• Proven track record in high-ownership environments
Utilize your skills to optimize lending operations, managing risks while driving significant value and growth within the organization.
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📌 Senior Manager for Risk & Credit Operations (Toronto)
🏢 Clutch Technologies
📍 Toronto