Pay Details

135 000 $ / 135,000 CAD - 160 000 $ / 160,000 CAD

Work Location

Montréal, Quebec, Canada

Hours

35

Line Of Business

Data & Analytics

Job Description

GI Pricing oversees the overall pricing strategy of general insurance products that aligns with TD Insurance's business objectives in compliance with jurisdictional premium regulations.

Pricing is a determining component of our home and auto insurance products that cater to direct and affinity markets.

Role

- Supporting the execution of pricing and actuarial initiatives across products and markets, ensuring alignment with business objectives and regulatory expectations
- Lead and contribute to strategic initiatives such as marketing refresh programs, including analysis, implementation support, and tracking of business impacts (retention, growth, profitability)
- Support the design, monitoring, and continuous improvement of customer programs and pricing strategies aimed at improving retention, customer experience, and competitive positioning
- Coordinate the preparation and review of documentation for pricing changes, initiatives, and governance requirements, ensuring clarity, consistency, and adherence to internal standards
- Partner with Product, Marketing, Pricing, and Distribution teams to support the implementation of business initiatives, ensuring actuarial considerations are effectively integrated into decision-making
- Contribute to the development and maintenance of streamlined processes, tools, and templates to improve efficiency, consistency, and scalability of actuarial and pricing activities
- Identify opportunities for process improvements and automation to reduce manual effort, enhance data quality,



and improve turnaround time for analyses and deliverables
- Assist in ensuring appropriate controls, documentation, and review processes are in place for pricing changes and model updates, with a focus on practicality and efficiency
- Collaborate with Risk, Compliance, and Governance teams to support key deliverables (e.g., audit requests, model documentation) in a pragmatic and business-focused manner
- Monitor emerging trends, regulatory developments, and competitive actions to inform initiative design and support proactive adjustments to pricing and product strategies
- Develop strong working relationships with stakeholders across business and functional teams to facilitate effective delivery of initiatives and alignment on priorities
- Build for the future
- Contribute to the evolution of best practices in pricing initiatives, process optimization, and delivery frameworks
- Share knowledge and support team members in adopting new tools, processes, and ways of working
- Act as a resource and mentor for junior team members on initiative execution and actuarial best practices

Job Requirements

- At least 7 years of actuarial experience in Property & Casualty
- Bachelor's degree in actuarial sciences or related field




- FCIA near completion or at least seven Casualty Actuarial Society professional exams (preferred)
- Excellent knowledge of Excel
- Proficiency and interest for programming, notably SAS, VBA, R, Python
- Advanced analytical, decision-making and problem solving skills
- Client-focused and aptitude for teamwork with solid organizational and communications skills
- Excellent time management skills with a proven ability to meet deadlines.
- Autonomous and perseverance; shows initiative and creativity in their work
- Recognized for their thoroughness and the quality of their work
- Note that candidates located in Quebec City are eligible to work from the Quebec office

Our Total Rewards Package

Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being advantages, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs.

Additional Information

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

Language Requirement (Quebec Only)

Maîtrise d’une langue autre que le français pour offrir du soutien ou traiter avec les clients qui ont besoin de services et de soutien dans une langue autre que le français.

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📌 Actuarial Specialist - Pricing Initiatives & Governance (Montreal)
🏢 TD
📍 Montreal