The North America (US, Canada, English Caribbean) portfolio represents the largest and most complex region within Swiss Re’s L&H; reinsurance portfolio.
The L&H; Contracts Team Lead – North America is a senior leadership role with full regional accountability for the Contracts function across traditional reinsurance agreements. This role leads contract drafting discipline, governance rigor, and in-force contractual risk review within a high-volume, performance-driven underwriting environment.
You will serve as a business partner to Swiss Re L&H;'s North America Market Units and translate underwriting intent and legal advice into disciplined, repeatable contract execution that protects performance and long-term value. The role owns deviation discipline, negotiation consistency, contractual integrity, and contractual analysis across the region, while driving modernization through workflow tools and GenAI-enabled practices.
While strong legal and drafting expertise is essential, this role sits within the L&H; Pricing & Portfolio Performance (PPP) function and partners closely with legal, underwriting, pricing, claims, portfolio management and risk functions to support Swiss Re's North America business. It is accountable for ensuring contracts reflect disciplined risk-taking and align with underwriting performance objectives.
Reporting to the Global Head of L&H; Contracts, this role is a member of the global L&H; Contracts Leadership Team and plays a visible role in shaping the evolution of the Contracts function.
About the Life & Health Contracts Function The L&H; Contracts function at Swiss Re drafts, reviews and advises on reinsurance agreements between Swiss Re and its clients. In close partnership with underwriting, pricing, claims, legal, and risk, the team:
Structures and documents traditional reinsurance agreements




Provides clear advice on wording implications and risk trade-offs
Supports disciplined portfolio management through contracts analysis
Contracts plays a critical role in safeguarding Swiss Re’s risk position while enabling sustainable long-term profitability.
Your Mandate Strengthen Commercial Discipline Ensure contracts reflect underwriting intent and disciplined risk-taking
Act as a trusted partner to Client Markets and cross-functional stakeholders (Underwriting, Pricing, Claims, Legal), shaping deal structure and contract outcomes on key accounts
Provide transparent, decisive recommendations on wording and structural trade-offs, including hands‑on involvement of key client accounts
Lead interpretation, analysis, and restructuring of existing agreements
Strengthen Governance & Standardization Ensure consistent application of global contracting standards
Own deviation governance, tracking, and transparency across the region
Strengthen documentation rigor and decision traceability
Lead, mentor, and develop team of Contracts Specialists across the US and Canada
Define transparent roles, accountability, and career pathways for Contracts Specialists
Represent North America within the global L&H; Contracts Leadership Team
Accelerate Digital Workflow & GenAI Adoption Lead regional adoption of contracting workflow tools and GenAI-enabled practices, embedding AI into standard drafting and review workflows




Ensure responsible use of GenAI is operationally embedded and scalable across the region
What Success Looks Like Within 18–24 months:
Contracts is recognized as a disciplined commercial and risk partner across North America
Strong governance and deviation discipline across markets
Broad adoption of digital workflow and GenAI tools
Your Profile 12–15+ years’ experience in Life & Health reinsurance or insurance contracting - must have Law degree
Strong legal foundation or substantial experience drafting and negotiating reinsurance agreements
Demonstrated commercial judgment and ability to articulate risk trade-offs
Experience operating in a regulated, high-complexity reinsurance environment
Experience leading multi-location teams
Experience driving workflow modernization and technology-enabled change
You are A high-accountability leader who drives performance and sets clear standards
Decisive and comfortable owning difficult calls
Commercially pragmatic while uncompromising on risk discipline
Committed to developing talent and strengthening capabilities
Why This Role Is Compelling Full regional accountability across Swiss Re’s largest L&H; portfolio
Direct partnership with the North America leadership and the Global Head of L&H; Contracts
Mandate to strengthen commercial discipline and governance at scale
Opportunity to shape the evolution of the Contracts function, including integration of workflow and GenAI
The base salary hiring range for this existing position is CAD $170,000 - 204,000.
Our company has a hybrid work model where the expectation is that you will be in the office three days per week.
Swiss Re is an equal opportunity employer committed to diversity and inclusion.

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📌 Head Contracts L&H North America (Toronto) (Ontario)
🏢 Swiss Re - Schweizerische Rückversicherungs-Gesellschaft
📍 Ontario