We are hiring a Mortgage Underwriter, Third Party Residential Underwriting – BMBE Reporting To: Manager, Third Party Residential Underwriting – BMBE Full-Time/Part- Time: Full-time Posting Date: July 31, 2026 Closing Date: August 14, 2026 Salary Range: $60,000 - $85,000 Hours of Work: 8:30 a.m. – 5:00 p.m. Grade:

Office Location: 12.7

Downtown, Toronto

Great location! Steps away from the main public transit station What we offer: Highly competitive compensation package which includes, base salary, bonus, benefits, and career advancement opportunities!

*Eligibility for benefits is dependent on the terms of employment The Opportunity: The Third Party Residential Underwriting Division, as a Division of First National Financial provides underwriting expertise and services on behalf of other financial institutions to the Canadian Mortgage Broker channel. Reporting to the Manager, Third Party Residential Underwriting - BMBE, the Residential Mortgage Underwriter is responsible for rendering credit decisions on incoming applications within their authorized limits and with adherence to company and insurer policies and guidelines while focusing on service excellence.

The Mortgage

Underwriter has responsibility for applying due diligence when reviewing required documentation to ensure accuracy and to protect the Company from risk.

How you will contribute: Establishes and maintains positive relationships with mortgage brokers to build loyalty to the Company

Maintains positive relationships with external partners such as mortgage insurers, appraisers, title insurance companies, and solicitors

Adjudicates mortgage applications within established authority limits while ensuring adherence to policies and guidelines

Interacts with Mortgage Insurers where applicable to complete credit lending decisions

Ensures due diligence has been completed prior to signing off on any mortgage conditions or documents, where applicable

Prepares and issues mortgage commitments with appropriate conditions within established service level agreements/turnaround times





Priorities applications and workflow to ensure consistent and sound risk assessments are maintained while managing high volumes and a continued focus on service excellence

Stays current with latest industry knowledge, competition, and market trends Skills and Attributes: Ability to build and maintain positive relationships

Strong aptitude for service excellence

Strong communication skills—both written and verbal

Ability to manage and resolve conflict

Strong analytical skills

Attention to detail

Organizational and time management skills

Positive team player with desire and ability to mentor others

Effective problem solving and decision making skills

Fully competent in working with basic PC software and working knowledge of the suite of Microsoft office products

Ability to manage pressure in an environment of high volume processing with tight turnaround times

Adhere to policies/procedures to ensure AML requirements are met.

Education/Certification/Experience Requirements: Completed post-secondary education or equivalent work experience required

Minimum 2 years previous mortgage underwriting experience required

Completion of Mortgage Agent Course and/or FICOM License an asset

Working knowledge of PC software in a Windows environment required In accordance with the Financial Institutions Commission (FICOM), if a successful candidate is not already licensed, upon starting with First National, they will be registered for the applicable educational courses and upon successful completion of the exam, First National will register them with FICOM to complete the licensing process.





Working Environment and Physical Demands Analysis: Office environment

Periods of high volume with tight timelines

Long periods of stationary position/sitting

Prolonged periods of repetitive movement (i.e. using a keyboard and mouse)

Long periods of time in viewing a computer screen

Multi-tasking may include speaking to customers on a telephone call while looking up information on a computer program. Why join First National?

Competitive

Compensation

Comprehensive perks program (i.e., Health Spending Account, Maternity and Parental Leave Top Up)

Extensive training programs to set our employees up for success

Modern office environment conducive to collaboration

Supportive teamwork culture

Opportunities to give back to the communities and work through events focused on a variety of charities

Ongoing social events throughout the year The team you’ll join: Founded in 1988, First National is one of Canada’s largest non-bank lenders. We provide residential mortgages exclusively through the mortgage broker channel and we are Canada’s largest commercial mortgage lender.

First National has been consistently recognized as a great place to work and we are proud that our employee engagement feedback is higher than our industry partners. We would like to thank all applications for their interest in this existing vacancy, but only candidates selected for an interview will be contacted.

First

National is proud to be an equal opportunity employer and is committed to diversity and inclusion regardless of race, color, religion, national origin, age, gender identity, physical or mental disability, sexual orientation and any other category protected by law.

First

National supports requests for accommodation from applicants with disabilities; please contact Human Resources at [email protected] should you need an accommodation at any point in the recruitment process.

Artificial

Intelligence is not used in our recruitment or hiring process for this role. #FNLOON

📌 Mortgage Underwriter, Third Party Residential Underwriting – BMBE (Toronto)
🏢 First National
📍 Toronto