Senior Manager, Strategic Finance and FPA (Flexiti) Posted Wednesday, July 29, 2026 at 4:00 AM

Questrade Financial Group (QFG) , through its companies - Questrade, Questbank, Questrade Wealth Management, Community Trust Company, Zolo, and Flexiti, provides securities and foreign currency investment, professionally managed investment portfolios, mortgages, real estate services, financial services and more. We use cutting-edge technology to help Canadians become much more financially successful and secure.

At QFG, we combine human-centric collaboration with AI-driven innovation to redefine financial services. The ideal candidate will be a catalyst for change, using AI to transform and deliver unparalleled customer experiences and shaping a future where AI empowers our teams to do their best work.

Paid vacation, personal, and sick days for work-life balance

Work-life balance in a hybrid environment with at least 3 days in office

Opportunities to contribute to community causes

We’re looking for our next Senior Manager Strategic Finance and FP&A.; We are seeking a highly driven Senior Manager, Strategic Finance and FPA to own the financial architecture behind QFG’s consumer lending growth strategy. Reporting to the Head of FP&A;, this role leads financial planning, forecasting, performance analysis, and business decision support across the entity.

This is a highly visible finance role — the ideal candidate brings strong financial acumen, advanced analytical capability, rigorous financial modelling expertise with a genuine curiosity to understand the drivers behind the numbers.

Maintain the multi-scenario LRP across originations, A/R, Net Revenue GP, OPEX, and Net Income — four-year horizon, full audit trail

Break Net Revenue into components (Interest, MDR, Admin, Deferral, Insurance fees) and maintain defensible assumptions for each growth pillar

Scenario analysis:



Own the platform volume projection — Facilities, LOCs, Promo Loans, Installment, Balance Transfer — by growth pillar and scenario set origination targets, yield assumptions, and OPEX envelope by growth pillar — with clear bridge analysis from budget and prior forecast at each cycle

Deliver monthly variance analysis decomposed into volume, yield, cost, and mix effects with forward-looking actions

Prepare quarterly Board and executive reporting packages — performance vs LRP, initiative-level P&L; scorecard, portfolio health metrics, and forward-looking re-forecast — synthesising complexity into a concise narrative for senior audiences

Own the planning assumptions register (ATV, attrition, promo transaction rate, CoF, GCO, launch timing) with version control across iterations

Financial partner for the LRP strategy deck, Board materials, and merchant partnership economics — MDR sharing, co-brand costs, deal structuring

Consumer lending KPIs: Own and report on key performance metrics — originations, A/R EOP balance, Net Revenue yield, GCO rate, Cost of Funds, and Net Income by growth pillar — tracking performance against plan and surfacing variances early

Build and maintain vintage analysis models to track customer LTV, cohort-level performance, and portfolio seasoning — providing early visibility into credit quality and revenue yield trends

Develop merchant profitability models quantifying MDR economics, co-brand program costs,



and net contribution by retail partner

Data & systems: Write SQL to extract and validate data independently; build formula-driven models with clean input separation and full audit trail

So are YOU our next Senior Manager Strategic Finance and FP&A.;? 8+ years in FP&A;, corporate finance, investment banking, or management consulting — with at least 2 years in consumer lending, fintech, or payments

Demonstrated experience building complex multi-scenario financial models: LRP, product P&L;, and unit economics

Deep understanding of consumer lending economics — interest income, MDR, Net Revenue yield, GCO, Cost of Funds, PCL mechanics

Advanced Excel and proficiency in SQL

Bachelor’s in Finance, Accounting, Economics, or Engineering; CPA / CFA / MBA an asset

Experience with core banking platform economics and platform migration financial modelling

Exposure to white-label or co-branded consumer credit programs, or retail financial services partnerships

LRP experience in a high-growth environment — building and maintaining multi-pillar growth models as the business scales

It includes a comprehensive benefits plan and a competitive incentive (bonus) program for Full time Permanent roles.

#At Questrade Financial Group of Companies, with multiple office locations around the world, we are committed to fostering a diverse, inclusive and accessible work environment. Our team reflects the diversity of the communities we serve and operate in. Having a collaborative and diverse team helps us push boundaries to bring the future of fintech into existence—not only for the benefit of our customers, but for those who build their career with us.

Questrade Financial Group of companies Applicant Tracking System utilizes artificial intelligence (AI) for application screening.

📌 Senior Manager, Strategic Finance and FPA (Flexiti) (Winnipeg)
🏢 Community Trust
📍 Winnipeg