Overview Join EQB as an Underwriter responsible for conducting credit reviews across the Insurance Lending product suite, including Immediate Financing Arrangements (IFA), CSV Max, and CSV Flex. The role involves adjudicating corporate and personal credit applications while maintaining excellent service levels.
Responsibilities Assess the credit worthiness of both commercial (corporate) and individual borrowers, in alignment with the Bank’s lending guidelines and policies.
Provide recommendations and approvals within designated limits. Ensure approved deals close as scheduled and efficiently by following up on outstanding conditions and documents and ensuring compliance with established guidelines.
Demonstrate a comprehensive understanding of the nuances of Whole Life Insurance policies, including structure, functionality, and the impact of future policy changes on the credit portfolio.
Deliver exceptional, customer-centric service to internal and external stakeholders; participate in sales meetings as required.
Actively engage in team efforts and support colleagues.
Maintain a high level of professionalism in all interactions.
Support other areas within the Growth Business unit as required.
What You Bring Post-secondary education in business or finance.
In-depth knowledge of commercial underwriting and financial statement analysis.
Proficient underwriting skills with a minimum of 1 year of commercial lending experience.
Insurance lending experience preferred.
Exposure to and knowledge of whole life insurance products is highly preferred.
Strong analytical and problem-solving skills with the ability to assess credit applications holistically.
Sound knowledge of AML & ATF practices.
Excellent time management and ability to handle multiple priorities; able to make decisions under pressure.
Proven ability to thrive in a changing, high-volume, high-intensity environment.




Excellent relationship-building skills.
Knowledge of fraud risk in the credit and insurance industries and ability to address suspected misrepresentation.
Willingness to join a growing team with evolving products.
Proficiency in MS Office (Word and Excel).
Mandarin speaking is an asset.
What We Offer Competitive discretionary bonus
Market-leading RRSP match program
Medical, dental, vision, life, and disability benefits
Employee Share Purchase Plan
Maternity/Parental top-up
Generous vacation policy and personal days
Virtual events to connect with colleagues
Career development and comprehensive Career Development program
A fulfilling opportunity to join a top FinTech and help create a new kind of banking experience
The incumbent will be hybrid and in-office time will be spent at EQ Bank’s location at 2200-25 Ontario Street, Toronto, ON.
Equity, Diversity & Inclusion EQ is committed to building an inclusive, accessible environment where every employee feels valued, respected, and supported. We believe our organization is stronger when we honour and celebrate diverse experiences, identities, and perspectives. We are committed to supporting your growth professionally and personally.
We provide a barrier-free recruitment process. If accommodations are required at any stage, we will work with you to ensure you can bring your best self to the process and beyond.
As part of our recruitment process, EQ uses AI to help screen, assess, and/or select applicants for this position. All outputs are reviewed and validated by our talent team. All candidates considered for hire must successfully complete a criminal background check and credit check. Only candidates whose skills and experience closely match the role will be contacted.
EQB Inc. (TSX: EQB) is the parent company of Equitable Bank, which operates EQ Bank. For more information, please visit eqb.investorroom.com and eqbank.ca.

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📌 Underwriter, Insurance Lending Solutions – Contract (Ontario)
🏢 EQ Bank | Equitable Bank
📍 Ontario