Work LocationToronto, Ontario, CanadaHours37.5Line Of BusinessFinancePay Details$115,600 - $163,200 CADThis role is eligible for a discretionary variable compensation award that considers business and individual performance.TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.Job DescriptionDepartment OverviewThe Treasury and Balance Sheet Management (TBSM) department of TD Bank is responsible for overseeing the management of TD Bank’s: non-trading market risk, liquidity risk and capital position.The Canadian Funds Transfer Pricing And Business Advisory (FTP BA) Team Within TBSM Supports The Bank's Product Profitability And Product Management ThroughDefining the Funds Transfer Pricing methodologies and frameworks used in evaluating the margins and NII performance of the Bank’s various productsSetting the Funds Transfer Pricing rates which drive product pricing and margin measurementWorking with TD's various Deposit and Lending Product Businesses to support effective product pricing and providing Treasury centric adviceUnderstanding the risks of each product and developing methodology to reflect those risks in pricingUnderstanding business profitability drivers and recommending strategies to achieve stable and predictable margins.Overview Of ResponsibilitiesThe Senior Manager, CDN Funds Transfer Pricing and Business Advisory (FTP) is accountable for supporting all of TD's CDN Commercial Banking products for Treasury.The role works extensively with Product Managers and Finance groups to explain FTP results and Treasury's impacts on the BusinessAnalyzing product performance and product trends to ensure Treasury's product management and FTP measurements remain appropriate.Enhancing Treasury's transfer pricing practices and generating solutions to optimize the bank’s NII.Key Responsibilities Of This Position IncludeResponsible for FTP assumptions and methodologies for TD's Deposit and Lending productsActing as a department subject matter expert and specialist for CDN deposit and lending products. Ensuring these products features and financial risks are well understood.Ensure the practices of Treasury and FTP are understood by the businesses in relatable, meaningful and practical terms.Work with TD's Product Managers to support new product initiatives,



business changes and pricing initiatives.Lead initiatives to improve FTP practices, product risk measurement and hedging.Provide timely updates to Senior Management of significant developments in TD’s margins, NII and product trends.Developing a solid understanding of Treasury and Risk Management concepts and how they relate to the Bank's products.Develop positive working relationships with business partners and project stakeholders (i.E. segment CFOs, Product Owners, TBSM executives and leaders in Finance and Risk)Foster a motivated and engaging work environment focused on developing the team and the group's capabilities.Specific Educational RequirementsPost-secondary degree in a related field (ex. Finance, Business, Economics, etc.)MBA, CPA, CFA considered an assetQualificationsFamiliarity withThe features and characteristics of retail banking products.Funds Transfer Pricing (FTP) concepts and their application to personal and commercial, Loan and Deposit products.Principles of treasury risk management pillars: market & interest rate risk, funding & liquidity risk, as well as capital management.This Position Requires a Highly Results-oriented Individual Who HasExperience in finance/accounting, bank treasury, capital markets or other relevant experiencesPost-secondary degree in Finance and/or EconomicsValued designations: CPA, FRM, CFA, MBAExperience WithRelating complex financial concepts in terms understandable to all audiencesIntuitive understanding of how capital markets functionCapital markets concepts: Fair valuing securities, yield curves, financial product features, ALM hedging techniques/strategies, and wholesale bank funding programs.Financial and statistical analysisCompetencies And Personal QualitiesExcellent interpersonal and communication skillsStrong organizational and prioritization abilities to help support managing many different and competing requirementsAbility to teach skills and concepts to colleagues and staffDemonstrated strong analytical abilitiesWork activities include a blend of highly collaborative activities and individual deliverables. Individuals are expected to be onsite 4 days a week. Colleagues may spend more or less days in office as required by the business lineIndividuals may spend more or less days in office as required by the business line.Who We AreTD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada,



the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities.Our Total Rewards PackageOur Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn moreAdditional InformationWe’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.Colleague DevelopmentIf you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.Training & OnboardingWe will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.Interview ProcessWe’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.AccommodationYour accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.Language Requirement (Quebec Only)Sans Objet#J-18808-Ljbffr

📌 Senior Manager, Cdn Funds Transfer Pricing - Business Advisory - C$115,600 - C$163,200 A Year (Toronto)
🏢 TD Bank
📍 Toronto