The Specialized Lending Account Manager supports underwriting and adjudication activities within an established credit risk framework. This role is responsible for reviewing and adjudicating lending applications secured by insurance and wealth assets, exercising delegated lending authority, and ensuring adherence to credit policies and risk appetite.This is a hands‑on role requiring strong credit judgment, underwriting experience, and the ability to work independently in a fast‑paced environment.Key ResponsibilitiesReview, underwrite, and adjudicate lending applications within delegated lending authorityPerform independent and thorough credit analysis with clear, well‑supported recommendationsEnsure compliance with credit policies, guidelines, and regulatory requirementsProvide clear rationale for credit decisions, including approvals and declinesEscalate applications exceeding delegated authority to appropriate approval levelsMaintain portfolio quality in line with risk appetite and regulatory standardsPartner with internal stakeholders to strengthen risk practices and credit structuresSupport portfolio governance,



including timely annual credit reviewsDrive continuous improvement in underwriting quality and risk‑based decision makingRequired Qualifications5+ years of experience in commercial banking or lendingStrong understanding of financial services and credit risk principlesFluent in French and English (spoken, written, and reading)Ability to work independently and manage multiple prioritiesPreferred QualificationsExperience exercising delegated lending authority or working in credit riskExposure to ultra‑high‑net‑worth or private banking clientsPay Range InformationThe expected base salary range for this position is $45 – $47 per hour, depending on experience, skills, and internal equity. In addition to base salary, this role may be eligible for other forms of compensation, including bonuses, commission (if applicable), and/or other incentives, as well as a comprehensive advantages package. Final compensation will be determined based on job‑related skills, experience, and market factors.AI DisclosureWe may use AI‑enabled and/or automated tools to support parts of our recruitment process, including application screening, interview scheduling, and candidate communications. These tools are used to enhance consistency and efficiency. All hiring decisions involve human review and are not based solely on automated processing.#J-18808-Ljbffr

📌 Senior Credit Underwriter - $45 - $47 An Hour (Toronto)
🏢 Collabera
📍 Toronto