Overview

The Manager, Cards Credit Strategy & Data Analytics will use advanced analytics to develop credit strategies to grow RBC revenue and manage risk to ultimately optimize portfolio profitability.

Responsibilities
Use data mining, profitability modelling, and business intuition to inform lending decisions for cards credit programs such as Line Management and Transaction Authorizations.
Monitor and analyze investment credit risk exposures on a short- and long-term basis.
Develop complex quantitative and analytic credit risk metrics and tools to manage, measure, and monitor credit risk.
Build financial models to simulate outcomes of strategy decisions, measure actual results against expectations, and drive continuous improvement from findings.
Support the implementation and ongoing integrity of credit strategies within appropriate systems (e.g., Pathfinder, TRIAD).
Engage senior management and group risk management partners to refine and execute strategies.

Must have
Expert problem solving skills including understanding of credit risk fundamentals and financial modelling.
Skilled in SQL, Excel (pivot tables), and Python.
Experience with data visualization tools such as Python (Matplotlib, Plotly, Seaborn) and Tableau.




Ability to design and deliver compelling presentations to senior management and other stakeholders.
Proven experience in delivering high quality and accurate work with the ability to multitask and shift priorities.
University degree in a quantitative field of study (e.g., statistics, engineering, economics, finance, computer science).

Nice to have
Experience with adaptive control software (e.g., TRIAD, Probe) and credit scoring technologies.
Effectiveness and conversant in both business and technical environments.

Benefits
A comprehensive total rewards program including bonuses, flexible perks, competitive compensation, commissions, and stock where applicable.
Leaders who support your development through coaching and management opportunities.
Opportunity to make a lasting impact.
Work in a agile, team-oriented, progressive, and high-performing team.

Job Details

Address: RBC WATERPARK PLACE, 88 QUEENS QUAY W:TORONTO
City: Toronto
Country: Canada
Work hours/week: 37.5
Employment Type: Full time
Platform: GROUP RISK MANAGEMENT
Job Type: Regular
Pay Type: Salaried
Posted Date:
Application Deadline:
J-18808-Ljbffr

📌 Manager, Cards Credit Strategy And Data Analytics Toronto
🏢 RBC
📍 Toronto