Our Story & Purpose: We’reVancity, a member-owned credit union built on the principles of inclusion and social justice.Since 1946, our relentless commitment to these values has helped us challenge the status quo and break down barriers.We’vemade bold commitments to become net-zero by 2040 across all mortgages and loans, andwe’reactively pursuing strategies in Indigenous banking and financial resilience for our members.
As the largest private sector Living Wage Employer in Canada,we’reproud to be consistently recognized as one of the country’s Top Employers.
Your Role in Supporting Our Members: As a Senior Commercial Banking Analyst , you will provide expert credit underwriting, financial analysis, and lending advice to support complex commercial financing transactions. Working closely withCommercial BankingAccount Managers, RiskManagers, and business members, you will evaluate complex credit applications, conduct financial analysis,monitorexisting commercial relationships, and provide recommendations that support both strong business outcomes and prudent risk management. We are seeking an experienced commercial banking professional with advanced creditexpertise, sound judgment, and a passion for delivering exceptional member service while supporting community and environmental impact initiatives.
This is a Full time, Permanent role based at our Vancity head office and will report directly to the Manager, Commercial BankingAnalysts . While this position provides a hybrid work arrangement, you will be expected to be on-site for events and business demands.
How You'll Make an Impact: Underwriting complex commercial and business lending applications with a focus on larger and more sophisticated credit relationships
Collaborating withCommercial BankingAccount Managers to structure financing solutions that meet member needs while aligning with Vancity's risk appetite
Participating in discussions with membersregardingfinancing requests and leading conversations related to financial and structural aspects of transactions
Analyzing financial statements, cash flow, security, and credit risks to support sound lending recommendations
Partnering withCommercial Banking AccountManagersandRisk Managers to achieve timelyand effective credit approval decisions
Acting as an alternate point of contact for business members within the assigned region
Performing annual credit reviews andmonitoringexisting lending relationships to ensure ongoing compliance with covenants and risk requirements
Providing technical guidance and mentorship toCommercial BankingAnalysts to support capability development across the team
Reviewing commercial member accounts,



deposits, and supporting documentation to support anti-money laundering and anti-terrorist financing requirements
Participating in community events and building strong relationships with members and local stakeholders
WhatYou’llBring to the Team: Bachelor's degree inFinance, Accounting, Commerce, Business Administration, or a related discipline
Minimum3-5years of progressive experience in commercial banking, business banking, commercial credit, or lending analysis
Strongexpertisein commercial credit underwriting, financial statement analysis, and risk assessment
Experience evaluating complex lending transactions, large commercial relationships, and interconnected borrower structures
Demonstrated ability to structure lending solutions and prepare comprehensive credit recommendations
Strong knowledge of commercial lending products, security documentation, and risk management principles
Experience working with anti-money laundering and regulatory compliance requirements within financial services
Exceptional analytical, relationship management, and communication skills
Professional designation such as CFAorCPA, or equivalent financial designation is considered an asset
Extra Skills That Set You Apart: Experience supporting community impact, social finance, or values-based banking initiatives
Advancedexpertisein commercial real estate, business lending, or specialized commercial financing
Experience coaching, mentoring, orprovidingtechnical guidance to junior banking professionals
You Are: Analytical – You confidently assess complex financial information and make sound credit recommendations
Relationship-Focused – You build trust with members and business partners while balancing service and risk considerations
Strategic – You understand how financing decisions support both organizational goals and member success
Collaborative – You work effectively with lending, risk, and business partners to achieve strong outcomes
Detail-Oriented – Youmaintainaccuracy and diligence when reviewing complex financial and regulatory information
WhatYou’llEarn: This role offers a salary range of $76,500 to $99,000 per annum . The base pay offered may vary depending on factors such as relevant qualifications,



skills,previousexperience, and internal equity. As part of our total rewards package, employees may also be eligible for our annual incentive program, subject to program eligibility requirements.
WhyYou’llLove Working Here: A career at Vancity is more than just ajob,you’rejoining a tradition of change-makers who are creating lasting change for our communities. Beyond base pay, we offer a comprehensive total rewards package to ensure our employees are empowered to thrive:
Living Wage Employer :We’rethe largest private-sector Living Wage Employer in Canada and consistently ranked among Canada’s Top Employers
Customizable Benefits : Permanent employees receive flexible benefit packages that can be tailored annually to meet evolving needs
Generous Vacation : New employees start with 3-4 weeks of vacation per year, withadditionaldays earned over time
Extra Stat Holidays : In addition to BC’s 11 statutory holidays, we offer 2 extra days, plus care days for personal or family illness
Immediate Health Coverage : Health and dental benefits begin on your hire date, with three levels of coverage to choose from
Defined Benefit Pension : Our retirement plan provides a guaranteed income for life, recognizing that retirement looks different for everyone
Vancity Talent Programs: Vancity supports an inclusive hiring process for candidates who self-identify as Indigenous, Black, or Trans. With special permission from the BC Human Rights Commissioner, this initiative provides access to career development opportunities, prioritized job screening, and feedback. Any information you choose to share will be stored securely and used only for recruitment and career development connected to this initiative, in line with the BC Personal Information Protection Act (PIPA). For details, please see our dedicated Talent Programs job posting.
At Vancitywe’recommitted to creating a welcoming and inclusive workplace to help our people and communities thrive and prosper. Diversity in our workforce is integral so that we can trulyrepresent, understand and respond to our community needs and deliver on our member experience.
We are also committed to an inclusive, barrier-freeand accessible recruitment experience for all candidates. If yourequireanyaccommodationsor support at any stage of the recruitment process (including the application stage), we encourage you to let us know.We’rehere to work with you to ensure your needs are met promptly and effectively. All requests will be handled with the utmost respect and confidentiality, so you canparticipatefully in the process.

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📌 Sr. Commercial Banking Analyst (British Columbia)
🏢 Vancity
📍 British Columbia