Purpose The National Director, ‘CMHC’ (Canada Mortgage & Housing Corporation) acts as an advisor to bankers and clients and manages the end-to-end process of CMHC‑insured commercial mortgage solutions. You will equip commercial bankers with actionable guidance across all commercial CMHC lending programs and lead the end-to-end execution of eligible transactions, including structuring, underwriting support, approvals, funding, reporting, audit compliance, and mortgage securitization. Deep familiarity with CMHC securitization (NHA MBS and Canada Mortgage Bonds via Canada Housing Trust) and how CMB allocation and issuance limits affect pricing and capacity is essential. You will also provide training and enablement to banking teams on new and upcoming CMHC programs and products, including strategies for marketing these solutions to clients. Accountabilities Advisory to Commercial Bankers and Clients: Function as the primary advisor to commercial bankers whose clients are exploring CMHC products and programs. Recommend the optimal path, such as MLI Select, multi‑unit standard rental, or ACLP construction financing.



Translate policy into transparent, actionable structures. Provide scenario‑based guidance on eligibility, leverage, amortization, affordability and accessibility requirements, and program trade‑offs. Flag timing considerations, such as program cycles and underwriting queues. Deal Structuring and Execution: Lead execution of CMHC‑insured transactions from intake to funding. Confirm program fit, structure terms (LTV, DCR, amortization), assemble underwriting materials, coordinate with CMHC and counsel, and drive to certificate of insurance and close. Partner with Treasury and Funding teams to align loan execution with securitization strategy, including pooling timelines, term selection, and rate locks. Conduct strong portfolio management practices including customer reviews and attestations in a timely, detailed, and accurate manner. Preparing credit presentations that are concisely written and structured in accordance with

📌 National Director - Cmhc, Commercial Real Estate Banking (Toronto)
🏢 Canada Mortgage and Housing
📍 Toronto