Overview

The Manager, Cards Credit Strategy & Data Analytics will use advanced analytics to develop credit strategies to grow RBC revenue and manage risk to ultimately optimize portfolio profitability.

Responsibilities

- Use data mining, profitability modelling, and business intuition to inform lending decisions for cards credit programs such as Line Management and Transaction Authorizations.
- Monitor and analyze investment credit risk exposures on a short- and long-term basis.
- Develop complex quantitative and analytic credit risk metrics and tools to manage, measure, and monitor credit risk.
- Build financial models to simulate outcomes of strategy decisions, measure actual results against expectations, and drive continuous improvement from findings.
- Support the implementation and ongoing integrity of credit strategies within appropriate systems (e.g., Pathfinder, TRIAD).
- Engage senior management and group risk management partners to refine and execute strategies.

Must have

- Expert problem solving skills including understanding of credit risk fundamentals and financial modelling.
- Skilled in SQL, Excel (pivot tables), and Python.
- Experience with data visualization tools such as Python (Matplotlib, Plotly, Seaborn) and Tableau.




- Ability to design and deliver compelling presentations to senior management and other stakeholders.
- Proven experience in delivering high quality and accurate work with the ability to multitask and shift priorities.
- University degree in a quantitative field of study (e.g., statistics, engineering, economics, finance, computer science).

Nice to have

- Experience with adaptive control software (e.g., TRIAD, Probe) and credit scoring technologies.
- Effectiveness and conversant in both business and technical environments.

Benefits

- A comprehensive total rewards program including bonuses, flexible benefits, competitive compensation, commissions, and stock where applicable.
- Leaders who support your development through coaching and management opportunities.
- Opportunity to make a lasting impact.
- Work in a agile, collaborative, progressive, and high-performing team.

Job Details

Address: RBC WATERPARK PLACE, 88 QUEENS QUAY W:TORONTO
City: Toronto
Country: Canada
Work hours/week: 37.5
Employment Type: Full time
Platform: GROUP RISK MANAGEMENT
Job Type: Regular
Pay Type: Salaried
Posted Date:
Application Deadline:

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📌 Manager, Cards Credit Strategy and Data Analytics (Toronto)
🏢 RBC
📍 Toronto