PWL Wealth Management is a premier independent Canadian Wealth Management firm. Canadian based High Net Worth families entrust PWL to manage their investment portfolios on a discretionary basis andprovideholistic financial advice for allfacetsof their lives.Financial Planning, Tax and Estate services are delivered via PWL Conseil, and investment management is delivered via PWL Capital which is a Broker Dealer and CIRO member firm. Both PWL Conseil and PWL Capital are wholly owned subsidiaries of PWL Wealth Management, with more than100employees.LocationCanada, hybridTypePermanent, full-timePay Range$1 25,000 – $200,000Vacancy TypeNew PositionPosition SummaryThe Lead, Estate & Insurance Advisor is a senior, client-facing specialist responsible for designing and implementing estate, insurance, and risk management strategies for PWL clients. This role partners closely with PWL’s Wealth Advisory Team and external legal and tax professionals to ensure seamless integration of insurance and estate planning into comprehensive financial plans.Rooted in PWL’s fiduciary, evidence-based philosophy, this role is intentionally designed to focus on the quality of planning over product sales pressure, ensuring that every recommendation is driven exclusively by client needs, long-term outcomes, and technical excellence. This is both a technical expert role and a strategic leadership position, providing internal education, deal support, and best-practice guidance across the firm.Key ResponsibilitiesClient Advisory & PlanningLead complex estate and insurance planning engagements for high-net-worth and ultra-high-net-worth clientsDesign and implement insurance strategies including:Life insurance (personal & corporate)Living benefits (disability, critical illness,



health)Business succession insuranceProvide advanced estate planning strategies such as:Estate equalizationCharitable givingTrust and corporate planning coordinationAnalyze existing insurance policies and recommend optimization strategiesDeliver clear, client-friendly explanations of complex planning solutionsInternal Leadership & CollaborationAct as the firm’s subject-matter expert for estate and insurance solutionsPartner with Wealth Advisors, Associate Advisors, and Planning Teams on case design and client strategySupport M&A integrations by reviewing insurance books and transitioning clientsMentor and train Advisors on insurance and estate fundamentalsDevelop internal best practices, workflows, and planning standardsBusiness Development & GrowthParticipate in business development efforts related to insurance and estate planningSupport Advisors with client presentations, second opinions, and technical credibilityStrengthen relationships with key centers of influence (lawyers, accountants, tax specialists)Compliance & DocumentationEnsure all insurance recommendations comply with CIRO, provincial regulatory bodies, and carrier requirementsMaintain accurate records, needs analyses, and suitability documentationStay current on regulatory changes, tax law updates, and product innovationsQualifications & Experience10+ years of experience in insurance, estate planning,



or advanced financial planningLicensed Life Insurance Advisor in applicable provincesCorporate insurance planningTaxation of insuranceStrong client advisory and presentation skillsProven ability to collaborate across multidisciplinary teamsExperience working with discretionary portfolio management firmsExposure to M&A client transitions or multi-advisor environments is an assetBilingual (English/French) considered a strong assetPWL takes great pride in providing unparalleled wealth management services to individuals and families across Canada. In this dynamic workplace, we value doing what is right for clients, making evidence-based decisions, personal accountability, innovation and humility. To thrive in this role, you must be dedicated to continuous learning and development, with a steadfast commitment to delivering an exceptional client experience.How to ApplyWe are a rapidly growing team with a diverse group of clients – there is never a dull moment. We are thought leaders in the financial services industry, and we have been putting our client interests first for 30 years. Please apply with your cover letter and CV detailing why you feel you are the right fit for this role. We will contact you if you are accepted for a candidate interview. Thank you for your interest in this position.About the Hiring ProcessAt PWL Capital, some of our job descriptions are developed or refined using AI-assisted tools to ensure clarity and consistency. However, we do not use AI or automated decision-making tools in our hiring process. All applications are received and reviewed by our People & Culture Team.We are committed to transparency in hiring. All candidates who interview for this role will receive an update on the hiring decision within 45 days of their final interview.#J-18808-Ljbffr

📌 Lead, Estate & Insurance Advisor - C$125,000 - C$200,000 A Year (Toronto)
🏢 PWL Wealth Management
📍 Toronto