What is the prospect? The Director, Performance Management, Commercial Credit will be a strategic and analytically rigorous individual leading the planning, forecasting, performance management, and decision support for the Commercial Credit business. This leader will serve as a senior trusted advisor to the executive leadership team for Business Credit including the SVP of Commercial Credit, driving financial insights that enable profitable growth, sound credit lending management and thought leadership to influence decision making.What will you do?Lead end-to-end Performance Management for the Commercial Credit portfolio, including month-end and quarter-end reporting, forecasting, annual planning and 5-year strategic outlooksPartner with senior business leaders to drive actionable insights and strategies, support business case analysis, evaluate product profitability and spreads, client segment performance, client profitability and risk-adjusted return on capitalPartner with Financial Control and Product Control to ensure financial integrity of reported results and compliance with accounting standardsDevelop financial models to support all volume and revenue modeling including net interest income and net-interest marginDevelop and maintain robust product profitability models guiding management on the use and interpretation of product profitability and related driver information supporting strategic decisions and capital optimizationDevelopment and review of business cases, including cross-enterprise initiatives related to Business CreditLead business credit forecasting processes collaborating with Risk, Treasury,
Canadian Banking Platform Finance and Head Office Performance ManagementMonitor and explain key business drivers including volumes, spreads, and feesTranslate financial insights into clear narratives and recommendations for executive-level reporting, board materials, and investor day commitmentsManage and mentor a team of 2 to 3 high-performing finance professionalsWhat do you need to succeed?Must HaveBachelor’s degree in Finance, Accounting, Economics, or a related fieldProfessional designation – MBA, CFA, or CPA preferredStrong executive presence and ability to provide thought leadership on key decisions and business matters8+ years of progressive experience in FP&A, Commercial Banking, or Credit Risk, with at least 3 years in a leadership roleDemonstrated experience in people leadership inspiring the team to be the best version of themselves based on a clear vision to support their development and build talent for the futureExperience working in a matrix model, executing with a high degree of collaboration with partners and effectively influencing stakeholders resulting in a better outcome via strong interpersonal skills and trustAbility to manage many competing priorities within tight timelines, navigate through change management and clearly communicate priorities and desired outcomes to the team and partnersProven ability to work cross-functionally with business partners, platform and head office performance management, credit risk and treasuryDemonstrated experience preparing financial content for senior managementExceptional financial modeling, data analysis, and communication skillsHigh level of integrity, business acumen, and sound judgmentStrong knowledge of Microsoft Excel and visual storytelling on PowerPointNice-to-haveExpertise in funds
📌 Director, Performance Management, Commercial Credit (Toronto)
🏢 RBC
📍 Toronto