Support the CFRO in executing Sunrise’s enterprise risk management (ERM) framework.

Key responsibilities include:

- Lead the development and integration of risk policies, procedures, and reporting structures.
- Ensure risk appetite and tolerances are applied consistently across business lines.
- Provide risk insights and recommendations to the CFRO and senior leadership.
- Oversee risk governance, escalation pathways, and internal audit coordination.
- Provide leadership for credit risk management through the Senior Manager, Credit Risk and their adjudication and specialist teams.
- Ensure adherence to credit policies, adjudication limits, and risk-adjusted pricing across retail, commercial, and agricultural lending portfolios.
- Monitor credit performance, portfolio concentrations, and delinquency trends, escalating significant issues to the CFRO.
- Support the development of consistent underwriting, collections, and recovery practices.
- Lead compliance programs to ensure adherence to Provincial and Canadian credit union regulations, including AML, privacy, and consumer protection standards.
- Oversee AML and anti-fraud strategies through analysts dedicated to detection, investigation, and prevention.
- Ensure Fraud & Loss Prevention practices effectively protect members and the credit union.
- Maintain relationships with regulators, auditors, and law enforcement as appropriate.

Enterprise & Third-Party Risk Management
- Provide oversight of vendor risk, operational risk, and business continuity programs through the Manager, Enterprise & Third-Party Risk Management.
- Ensure third-party/vendor risk assessments align with policy and regulatory expectations.
- Guide the continuous improvement of risk tools, reporting, and monitoring systems.

Board & Executive Reporting
- Prepare risk-related reports and recommendations for review by the CFRO and subsequent presentation to the CEO, Board, and committees.
- Provide analysis on emerging risks and regulatory changes, ensuring timely escalation of key issues.




- Build a culture of risk awareness throughout the organization by utilizing available opportunities.
- Lead, mentor, and develop risk team, including managers, senior managers, adjudicators, and analysts.
- Build technical expertise and leadership capacity within the risk function.
- Foster a culture of integrity, accountability, and risk awareness across the credit union.

Education & Qualifications
- Minimum 8–10 years of risk management and/or finance experience, including at least 5 years in a leadership capacity, with direct experience in the credit union or cooperative financial services sector.
- Post-secondary degree in Finance, Business Administration, Economics, or a related field.
- Or an equivalent combination of education and experience.

Preferred
- Master’s degree in Business Administration, Finance, or Risk Management preferred.
- Strong knowledge of Canadian regulatory requirements, credit risk practices, and enterprise risk frameworks preferred.
- Qualified designation such as FRM (Financial Risk Manager), CFA, or CPA with risk specialization preferred.

Core Skills and Competencies
- Strong expertise in enterprise and credit risk management.
- Deep understanding of Canadian AML, fraud prevention, and regulatory compliance frameworks.
- Proven ability to lead managers and multi-layered teams.
- Excellent communication and presentation skills for executives, regulators, and boards.
- Strategic problem-solving skills with sound judgment and decision-making capability.
- Familiarity with credit union financial models and cooperative governance.
- Experience implementing risk management technology platforms and analytics tools.
- Ability to influence and collaborate with cross-functional leaders.
- Experience leading organizational change initiatives.
- Critical thinking skills with the ability to evaluate complex situations and develop effective solutions.
- Highly motivated self-starter with strong self-management and accountability;
demonstrates initiativeand acts proactively without the need for direction.
- Advanced communication and interpersonal skills to foster collaboration and trust.

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📌 Director, Risk (Brandon)
🏢 Sunrise Credit Union
📍 Brandon