We are looking for a Portfolio Analyst to join our Structured Finance lending team. This is a full-time, in‑office role based in London, Ontario.

Primary Responsibilities include:

- Assist with the underwriting and preparation of credit applications as per policy and procedure manuals.
- Assist with ongoing portfolio management.
- Provide analysis of third‑party reporting that includes financial statements, portfolio reports, A/R reporting, recovery reports, etc., and analyze for structure adequacy, delinquency trends, client procedure changes, and other credit information.
- Perform sensitivity analysis, data mining, and build models using the internal data warehouse to identify performance trends.
- Ensure compliance with policies and procedures.
- Ensure that all credit and other risks are adequately identified in credit correspondences, and that credit structure mitigants are recommended.
- Ensure aspects of increased risks are identified and communicated to the appropriate levels in all instances where portfolio performance deterioration or potential loss has been identified.
- Ensure legal documentation and security registrations are up to date and accurate.
- Ensure that assigned credit reviews are completed on a timely basis, and necessary approvals for extensions are obtained.




- Comment on monthly compliance reports and inquire with clients where there are any negative trends.
- Collaborate with internal compliance teams to solve time‑sensitive issues as they arise and ensure that all terms and conditions established with clients are adhered to.
- Make recommendations to policies and procedures where either market conditions warrant or operational efficiencies can be realized without increasing business risk.
- Join Portfolio Managers on client calls and meetings as required.

Qualifications:

- Business degree or related post‑secondary education.
- CFA, MBA or equivalent professional designation or experience preferred.
- 1–3 years of experience in consumer or commercial credit analysis, portfolio analytics, or structured finance preferred.
- Strong knowledge of financial statement analysis, accounting principles, credit application preparation, and advanced Excel modelling.
- Demonstrated ability to successfully manage multiple priorities.

What we offer:

- A collaborative and team‑focused work workplace.
- Competitive compensation package, including incentive opportunities and pension supplement program.
- Comprehensive benefits program and fitness program designed to support your well‑being.
- Professional development and tuition reimbursement programs.

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📌 Portfolio Analyst (London)
🏢 VersaBank
📍 London