***Hiring for Commercial Credit Underwriter***

$100,000 CAD Base Salary + 20% Bonus

Commercial Finance | Direct Hire

We are partnering with a well-established commercial finance organization specializing in inventory finance and floor plan lending for dealer-based businesses.

The company works closely with manufacturers, dealers, and financial sponsors to provide revolving credit facilities while maintaining a disciplined credit culture and strong risk-management framework. Due to continued growth, the team is seeking a Commercial Credit Underwriter to join its Burlington office.

This is an excellent opportunity for a credit professional who enjoys financial analysis, structured lending, portfolio management, and evaluating inventory-heavy businesses.

What You’ll Do

Underwrite commercial credit facilities and prepare detailed credit memoranda for dealer relationships and lending transactions

Analyze financial statements, tax returns, cash flow, liquidity, leverage, collateral, inventory levels, and debt-service coverage

Evaluate borrowing needs, credit structures, revolving facilities, and overall transaction risk

Support ongoing portfolio monitoring, annual reviews, covenant compliance, and special credit assessments

Review borrowing-base information and collateral reporting when applicable

Partner with relationship managers, credit leadership, operations, and other internal stakeholders

Present clear credit recommendations supported by financial analysis and risk considerations

Maintain accurate credit documentation, loan files, approval records, and workflow tracking





Assist with credit-process improvements and other risk-management initiatives

What We’re Looking For

3+ years of experience in commercial lending, credit analysis, underwriting, financial analysis, or a related field

Strong ability to analyze financial statements, cash flow, liquidity, leverage, collateral, and DSCR

Understanding of commercial credit structures, revolving credit facilities, covenants, and risk-management principles

Robust written communication skills with experience preparing credit analyses or approval memoranda

Excellent organization, attention to detail, and ability to manage multiple transactions and deadlines

Proficiency with Microsoft Excel and the broader Microsoft Office suite

Bachelor’s degree in Accounting, Finance, Business Administration, or a related discipline preferred

Highly Preferred Experience

Inventory finance or dealer-based lending

Asset-based lending

Borrowing-base analysis and collateral monitoring

Loan documentation, covenants, and security registrations

Credit committee presentations and portfolio reviews
Why Consider This Opportunity?

Annual bonus opportunity of up to 20%

Join an established organization with a strong reputation in commercial finance

Gain exposure to specialized and structured lending transactions

Collaborative team with a disciplined approach to credit and risk

Medical, dental, and vision coverage

Paid time off and company holidays

Professional development and long-term career-growth opportunities

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📌 Commercial Credit Underwriter (Ontario)
🏢 Atrium
📍 Ontario