Description: The

Director, Digital Receivables

Product Team Lead will act as a trusted advisor to the Head of Receivables Product Capabilities,providingstrategic insights and supporting decision making and program execution.

This role will blend people management, business management, execution oversight, and transformation enablementensuring the

Receivables

Product

Teamoperatesefficiently,delivers againststrategic priorities, and builds strong foundations for growth.

The Team Lead will act as a '' player/coach'' , having overall responsibility for developing a comprehensive product delivery strategyto drive adoption of digital receivables products,and development ofmarket leading order to cash solutionsthatreducesthe cost and complexity of managing receivables and improvesthe DSOfor our clients in the US and Canada.

The Lead will manage the

Digital Receivables team responsible for Bill Pay, Payment Aggregation, Consolidated and Integrated

Receivablesand Health Care Receivables.

The Team Lead will play a critical role inestablishingoperating rhythms, coordinating across stakeholders, managing risks and dependencies, and enabling leadership to focus on strategic outcomes.

The role requires a blend of strategic insight, operationalexpertise, and strong interpersonal skills to navigate the complexities of the Transaction Banking transformation landscape.

Specific responsibilities include: Job Responsibilities: Oversee and manage the

Digital

Receivables Product team, ensuring high performance and continuous development.

Act as an industry consultant by critically evaluating legacy processes and established practices, offering strategic insights into sector operations, and proactively challenging the status quo to drive innovation and operational efficiency.

Oversee key projects and initiatives, ensuring alignment with program goals and timelines includingestablishingand managing internal product factory forums, reporting processes, and performance dashboards to track progress, risks, and benefits realization alongside the Transformation Office Delivery team Monitor and report on key performance indicators (KPIs), using data-driven approaches to inform decision-making and support continuous improvement.

Anticipate and manage risks, ensuringtimelyescalation, issue resolution, and compliance with internal policies.

Collaborate with internal teams to incorporate client feedback into process improvements.

Stay updated with industry trends and best practices to offer relevant advice and solutions.





Lead meetings to understand customers needs and develop business relationships within client accounts.

Analyze industry trends and competitor activities to inform product development.

Skills/Qualificationsrequired: Previous team supervisory experience is required. 10+ years of business experience andexpertisein Transaction Banking across the mid-market and large corporate client segments (including strong knowledge of banking technologies, platforms, etc.) 7+ years of experience as a product manager with deep knowledge ofUS and Canadian paymentsystems.

Experience working in a multinational environment, with an understanding of global markets and cross-border transaction banking Solid project management skills, with experience in overseeing complex projects and ensuringtimelydelivery of outcomes Strong analytical and problem-solving skills, with the ability to synthesize data andprovideactionable insights Excellent verbal and written communication skills, with the ability to convey complex information clearly and effectively to diverse audiences Ability to thrive in a fast-paced environment, managing multiple priorities and adapting to changing circumstances Superlative emotional intelligence, problem solving, and team building skill Desired Qualifications: Experience in the financial technology (Fin

Tech) industry.

Payment Industry accreditations Who We Are: TD Securities offers a wide range of capital markets products and services to corporate, government, and institutional clients who choose us for our innovation, execution, and experience.

With more than 6,500 professionals operating out of 40 cities across the globe, we strive to make every interaction, product and experience remarkably human and refreshingly straightforward.

Our services include underwriting and distributing new issues, providing trusted advice and industry-leading insight, extending access to global markets, and delivering integrated transaction banking solutions.

In 2023, we acquired Cowen Inc., offering our clients access to a premier U.S. equities business and highly-diverse equity research franchise, while growing our strong, diversified investment bank.

Together, we are reimagining what banking can be for our clients,



colleagues and communities.

Our Total Rewards Package Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals.

Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs.

Additional Information: Were delighted that youre considering building a career with TD.

Through regular development conversations, training programs, and a competitive benefits plan, were committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes.

It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

Colleague Development If youre interested in a specific career path or are looking to build certain skills, we want to help you succeed.

Youll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.

If youre passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.

We''re committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals.

Here at TD, we hire and develop the best.

Training & Onboarding We will provide training and onboarding sessions to ensure that youve got everything you need to succeed in your new role.

Interview Process Well reach out to candidates of interest to schedule an interview.

We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation Your accessibility is important to us.

Please let us know if youd like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

We look forward to hearing from you! Language Requirement (Quebec only): Sans Objet

📌 Director, Digital Receivables, Transaction Banking Product (Product Team Manager/Team Lead) (Toronto)
🏢 The Toronto-Dominion Bank (Canada)
📍 Toronto