The core parts of your role would be to: On a daily basis, the incumbent will strive to provide superior customer service with respect to their assigned relationships.

Renewals, refinances, extensions, assumptions, annual reviews and ad-hoc requests will be negotiated and completed quickly, efficiently, and accurately (35%) On a daily basis, the incumbent will review on-going sub-advance requests prepared by the Commercial Analyst.

The review of sub-advances includes ensuring that the project remains on schedule and on budget.

In the event of cost overruns, the incumbent will work closely with lending partners to ascertain cause of overruns while ensuring appropriate tools are in place to address same and that all internal stakeholders are consulted with (25%) On a daily basis, the incumbent is responsible for ensuring that credit risk associated with their portfolio of mortgages is controlled and within approved guidelines.

Credit documentation shall be thoroughly assessed in accordance with established policies and underwriting procedures, with recommendations submitted in compliance with the Banks delegated authority limits (20%) On a daily basis, the incumbent will communicate with internal contacts (management, originations, funders, coordinators, etc.) to ensure all transactions and ad-hoc requests are meeting prescribed deadlines in a timely and efficient manner (10%).

On a weekly, monthly, and/or quarterly basis, the incumbent will be responsible for the preparation of specific reports on assigned categories required for the department/Company which will be relied upon by Senior Management (5%).

On a daily basis, the incumbent will be responsible for contributing to special projects as assigned from time to time (5%).

Let''s Talk About You! Post-secondary education preferably in business or finance Bilingualism (French/English)



is considered an asset Proficient underwriting skills with a minimum 2-4 years commercial mortgage experience Working knowledge of AML/ATF regulations and Corporate/Legal documentation for commercial real estate in multiple jurisdictions across Canada Sound technical knowledge of commercial real estate underwriting, financial statement analysis and factors affecting the commercial mortgage market Good working knowledge of MS Office (primarily Word and Excel) Effective analytical and problem-solving skills Strong organizational and time management skills Ability to handle multiple competing priorities Robust negotiation skills Demonstrated ability to work independently to achieve goals Highly developed verbal and written communication skills with the ability to communicate to Senior Management and Partners in a explicit, concise and professional manner Job Complexities / Thinking Challenges The position requires an individual to be client-focused, a self-starter, with the ability to make sound underwriting decisions as efficiently as possible.

The incumbent shall possess strong cognitive skills, skilled judgement and the ability to work independently with minimal supervision to properly identify and mitigate risks associated with individual transactions while balancing the needs of the client.

The incumbent is required to follow corporate policies, procedures and regulatory requirements in order to work through files and rationalize the recommendations or decisions made.

Existing accounts are unique in nature and fulsome information is not always available.

As such, the incumbent must be comfortable making recommendations based on incomplete information.

What we offer [For full-time permanent roles] Competitive discretionary bonus Market leading RRSP match program Medical, dental, vision, life,



and disability benefits Employee Share Purchase Plan Maternity/Parental top-up while you care for your little one Generous vacation policy and personal days Virtual events to connect with your fellow colleagues Professional development and comprehensive Career Development program A fulfilling opportunity to join one of the top Fin

Techs and help create a new kind of banking experience The incumbent will be working hybrid and in office time will be spent working from EQ Banks additional office space located at 2200-25 Ontario Street, Toronto, ON .

Equity, Diversity & Inclusion EQ is committed to building an inclusive, accessible environment where every employee feels valued, respected, and supported.

We believe our organization is stronger and our people thrive when we honour and celebrate diverse experiences, identities, and perspectives.

Were equally committed to supporting your growth, both professionally and personally.

We provide a barrierfree recruitment process and work environment.

If you require accommodations at any stage, we will work with you to ensure you can bring your best self to the process and beyond.

As part of our recruitment process, EQ uses AI to help screen, assess, and/or select applicants for this position.

All AI-enabled outputs are reviewed and validated by our talent team.

All candidates considered for hire must successfully complete a criminal background check and credit check.

While we appreciate every application, an EQ recruiter will contact only those whose skills and experience most closely match the requirements of the role. EQB Inc. (TSX: EQB) is the parent company of Equitable Bank, the country''s seventh-largest Schedule I bank by assets, which operates EQ Bank, Canada''s Challenger Bank. EQB Inc. serves nearly 4 million Canadians and manages approximately $150 billion in combined assets under management and administration.

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📌 Commercial Account Manager, Portfolio Management, Commercial Finance Group (CFG) (Toronto)
🏢 Equitable Bank
📍 Toronto