Job Requisition ID: 12286 Position Status: Permanent Full Time Position Type: Hybrid Office Location: Ottawa (ON); Calgary (AB); Halifax (NS); Montreal (QC); Toronto (ON); Vancouver (BC) Travel Requirement: Limited Language Designation: English Essential Language Skill Levels (Read/Write/Speak): ZZZ Security Requirement: Reliability Status Salary: Our salaries generally range from $86816.59to $108520.74and are based on qualifications and experience.

About CMHC The work you do and the work we do together matters.

We come to work every day with a common purpose: to contribute to a well-functioning housing system.

At CMHC, we hold ourselves accountable for our results and support our colleagues in their achievements.

We thrive on collaboration, connecting across CMHC and involving the right people to get our work done.

Our leadership style is guided by trust , where our leaders favour an adaptive approach based on the needs of their teams.

Join us and be part of a team that''s committed to making a real difference and be part of something meaningful.

Whats in it for you Weve got the purpose, the people and the perks you need for a fulfilling career.

Heres the comprehensive and generous benefits you get when youre a permanent employee: Annual Paid vacation.

Annual individual performance incentive.

Defined benefit pension plan.

Comprehensive group insurance plan to support your well-being from day one.

Support towards your personal and professional growth with training, mentorship and more.

An inclusive workplace culture and environment.

While positions at CMHC require some in-office presence, alternative work arrangements may be considered for Indigenous candidates.

About the role Join the Financial Services team, in the Specialist, Credit Analysis position.

In this role,



you will play a key part in assessing the creditworthiness of existing and prospective counterparties to support CMHC''s credit risk framework.

You will conduct ongoing credit and financial analyses, while providing advice and recommendations to support informed decision making.

Your ability to identify emerging risks through research, analysis, and stakeholder engagement will be critical in helping CMHC deliver housing affordability solutions for Canadians.

What youll do: Perform complex financial analyses of rated and non-rated financial entities, as well as other counterparties, related to CMHCs securitization, outsourcing, investment, hedging, and/or mortgage loan insurance activities.

Prepare proposals and recommendations regarding investment limits and borrower financial strength, and assign internal credit ratings to counterparties based on the results of financial reviews.

Provide ad hoc financial analysis in support of corporate initiatives.

Ensure appropriate systems are in place to support effective and efficient credit risk analysis.

Establish and maintain professional relationships with key corporate client leaders and other relevant stakeholders to develop a thorough understanding of their operations and operating environment.

Evolve and implement CMHCs credit risk policies and procedures.

What you should have: An undergraduate degree in accounting, finance, economics, or related field. A minimum of five (5) years of experience in credit, with a focus on fundamental and/or investment analysis, and progressively increasing responsibilities related to key business outcomes.

Experience using market information and analysis systems,



such as Bloomberg, Reuters, and S&P; Capital IQ. A strong understanding of financial statements and generally accepted accounting principles.

Solid oral and written communication skills, including presentation skills. A demonstrated ability to take initiative and work effectively both independently and within a team environment.

Excellent organizational skills, with the ability to prioritize tasks and perform effectively in a fast-paced, multi-demand environment.

It would be great if you also had: A Chartered Financial Analyst (CFA), Financial Risk Manager (FRM), or Chartered Professional Accountant (CPA) designation.

Experience with Wallstreet Suite.

Bilingualism (French and English).

Posting closing date: Note, the competition will remain active until filled.

Our commitment to diversity, equity, and inclusion Were committed to employment equity and encourage women, Indigenous Peoples, persons with disabilities, veterans and persons of all races, ethnicities, religions, abilities, sexual orientations, and gender identities and expressions to apply.

We also welcome applications from non-Canadians who are eligible to work in Canada. CMHC is an inclusive workplace where diversity of thought and of people are recognized, valued, and considered essential to achieving our mission.

Learn more about our commitment to diversity and inclusion What happens after you apply We know that applying for a new job can be both exciting and daunting, and we appreciate your effort.

Learn more about our hiring process .

If you are selected for an interview or testing, please advise us if you require an accommodation.

If you applied before and you were not successful dont worry we''re always posting new positions, so dont hesitate to give it another shot.

Were excited to see what you bring to the table this time around!

📌 Specialist, Credit Analysis (Ottawa)
🏢 CMHC - SCHL
📍 Ottawa