- Analyze a high volume of automotive credit files and make fast, well-informed decisions within tight timeframes
- Assess vehicle collateral: market value, Loan-to-Value (LTV), mileage, year, wear and accident history
- Detect signs of fraud: document inconsistencies, forged pay stubs, contract manipulation, straw borrowers
- Apply risk policies: approval thresholds, pricing matrices, maximum advance amounts, down payments and guarantees
- Manage a high volume of phone calls with dealer partners (F&I;) to clarify files, resolve issues in real time, and accelerate the approval cycle
- Recommend appropriate deal structures: term, down payment, co-borrower, and ancillary products
- Document decisions (notes, rationale, supporting documents) and participate in post-funding reviews and quality audits
- Work in synergy with automated tools and the platform’s intelligent workflows to optimize decision-making

Requirements

- Some experience in consumer credit — experience in the automotive sector is a significant asset
- Excellent command of French, both spoken and written
- Proven ability to manage a high volume of files and calls while maintaining accuracy and attention to detail
- Comfortable making quick decisions under pressure,



with robust analytical judgment
- Proficient with Microsoft 365 (Outlook, Teams, Word, Excel)
- Strong communication skills — English is an asset

Core Competencies

Demonstrates expertise in analyzing automotive credit files and making informed decisions under pressure, while effectively managing high volumes of calls and maintaining accuracy. Proficient in risk assessment and fraud detection, with strong communication skills in both French and English.

Highest-signal resume keywords

- Automotive Credit Analysis
- Fraud Detection
- Risk Policy Application
- Microsoft 365 Proficiency
- Bilingual Communication

ATS Optimization Keywords

Hard Skills

- Credit File Analysis
- Loan-to-Value Assessment
- Decision Documentation
- Deal Structure Recommendation
- Analytical Judgment

Soft Skills

- Attention to Detail
- Quick Decision-Making
- Communication Skills

Industry Keywords

- Automotive Sector
- Consumer Credit
- F&I; Management
- Approval Thresholds
- Quality Audits

Tools & Technologies

- Microsoft Outlook
- Microsoft Teams
- Microsoft Word
- Microsoft Excel

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📌 Credit Analyst (Quebec City)
🏢 Jobtailor
📍 Quebec City