Who we are: Fairstone Bank and its family of brands are united in delivering cutting-edge, accessible and reliable financial solutions that enable Canadians to reach their goals.

Over the years, our brand family has grown.

In 2024, Home Trust Company, Home Bank and Oaken Financial became part of the Fairstone Bank family of brands, alongside Fairstone, Eden and Fig.

Together, we are the leading alternative lending bank in Canada.

We have the collective experience and expertise to better serve our customers and foster our partners growth.

With a diverse suite of productsresidential and commercial mortgages, consumer deposits and GICs, credit cards, retail and automobile financing, personal loans and digital lendingwe offer financial solutions tailored to all Canadians, including newcomers, small-business owners, smart investors and savvy consumers.

Backed by nearly a century of lending experience through its legacy companies, Fairstone Bank and its brand family are proud to be Canadas leading alternative lending bank.

About the role: The Director, Incentive Programsis a senior leader responsible for the strategy, design, reporting, and administration of all variable compensation and incentive programs across the organization.

This role will oversee the endtoend incentive lifecyclefrom program conception to ongoing performance monitoringensuring incentive plans are simple, transparent, and closely aligned with organizational goals. A key focus of the role will be modernizing program structures and building the reporting and dashboarding capabilities that provide employees, managers, and senior leadership with clear insights into performance and payout outcomes.

Responsibilities: Lead the design and enhancement of incentive and variable compensation programs to ensure alignment with business priorities, profitability, and performance culture.

Establish clear performance metrics and scorecards for all levels across the Branch Network.

Evaluate program effectiveness and recommend changes to improve clarity, fairness, performance alignment, and cost efficiency.

Partner with HR, Finance,



and business leaders to ensure incentive plans reinforce desired behaviors and support the overall talent and performance strategy.

Develop and manage a modern reporting ecosystem that delivers timely, accurate, and actionable insights to employees, leaders, and executives.

Build dashboards that provide timely visibility into performance results, payout forecasts, and progress toward incentive levels.

Use data and analytics to model incentive plan changes, forecast payout scenarios, and assess the ROI of incentive spend.

Partner with Finance to support accruals, budgeting, and financial impact analysis.

Oversee the end-to-end administration of incentive programs, including monthly processing, validation, auditing, and communication.

Maintain clear documentation, plan rules, governance standards, and operational procedures.

Ensure programs comply with internal policies, audit requirements, and risk controls.

Lead annual planning cycles, including program updates, refreshes, and communication rollouts.

Develop clear communication materials, guides, and training to support understanding and adoption of incentive programs across the organization.

Present program performance, recommendations, and insights to senior leadership.

Serve as the primary point of contact for HR, Finance, and business leadership regarding incentive design and performance results.

What were looking for: University Degree 10+ years of experience in incentive program design, variable compensation, sales compensation, or related HR/analytics leadership roles.

Strong understanding of performance metrics and drivers within sales or branch-based environments.

Advanced capability in data analysis, reporting tools, and dashboard development (e.g., Power BI, Tableau, Quick

Sight).





Demonstrated ability to simplify complex concepts and communicate effectively with diverse audiences.

Proven track record of leading cross-functional initiatives and influencing senior-level stakeholders.

Strong analytical thinking, problem-solving ability, and operational discipline.

What youll love about working here: Award-Winning Culture: Were proud to be recognized as a and one of by Canadas Top 100 Employers.

Work-Life Balance: Enjoy flexibility with our hybrid work model designed to support your lifestyle.

Time to Recharge: Generous vacation based on your role, statutory holidays, plus 6 wellness days to prioritize your well-being.

Compensation Package: Competitive base salary plus an annual incentive bonus tied to performance.

Comprehensive Benefits: Robust health and dental coverage through Manulife, as well as virtual healthcare through Dialogue.

Future-Ready Savings: Group Retirement Savings Plan with up to 7% employer match.

Exclusive Perks: Discounts from top retailers via Work

Perks, plus location-based perks like gym memberships and Toronto Bike Share.

On-Site Fitness: Gym access at our London and Montreal offices.

Continuous Growth: Education Assistance Program and Fairstone Academy for training and skill development.

Family Support: Parental leave top-up program to help you during lifes big moments.

Community Impact: One paid volunteer day to give back to causes that matter to you.

What you can expect - pay & process: Expected base salary range is $130 000.00 - $145 000.00 per year, plus the opportunity to earn an annual incentive bonus tied to performance.

This posting is for an existing vacancy within our organization.

Artificial intelligence may be used in parts of the recruitment process.

All candidates considered for hire must successfully pass a criminal background check, credit check, and validation of their work experience to qualify for hire.

If what you read excites you, wed like to hear from you! Please submit your application and well contact you if you become selected for first stages of the interview process.

Learn more:

📌 Director, Incentive Programs (Toronto)
🏢 Fairstone Bank
📍 Toronto