Hiring for Commercial Credit Underwriter

Burlington, Ontario | Hybrid Schedule

$100,000 CAD Base Salary + 20% Bonus

Commercial Finance | Direct Hire

We are partnering with a well-established commercial finance organization specializing in inventory finance and floor plan lending for dealer-based businesses.

The company works closely with manufacturers, dealers, and financial sponsors to provide revolving credit facilities while maintaining a disciplined credit culture and strong risk-management framework. Due to continued growth, the team is seeking a Commercial Credit Underwriter to join its Burlington office.

This is an excellent opportunity for a credit professional who enjoys financial analysis, structured lending, portfolio management, and evaluating inventory-heavy businesses.

What You’ll Do

- Underwrite commercial credit facilities and prepare detailed credit memoranda for dealer relationships and lending transactions
- Analyze financial statements, tax returns, cash flow, liquidity, leverage, collateral, inventory levels, and debt-service coverage
- Evaluate borrowing needs, credit structures, revolving facilities, and overall transaction risk
- Support ongoing portfolio monitoring, annual reviews, covenant compliance, and special credit assessments
- Review borrowing-base information and collateral reporting when applicable
- Partner with relationship managers, credit leadership, operations, and other internal stakeholders
- Present transparent credit recommendations supported by financial analysis and risk considerations
- Maintain accurate credit documentation, loan files, approval records, and workflow tracking
- Assist with credit-process improvements and other risk-management initiatives

What We’re Looking For





- 3+ years of experience in commercial lending, credit analysis, underwriting, financial analysis, or a related field
- Strong ability to analyze financial statements, cash flow, liquidity, leverage, collateral, and DSCR
- Understanding of commercial credit structures, revolving credit facilities, covenants, and risk-management principles
- Strong written communication skills with experience preparing credit analyses or approval memoranda
- Excellent organization, attention to detail, and ability to manage multiple transactions and deadlines
- Proficiency with Microsoft Excel and the broader Microsoft Office suite
- Bachelor’s degree in Accounting, Finance, Business Administration, or a related discipline preferred

Highly Preferred Experience

- Commercial floor plan lending
- Inventory finance or dealer-based lending
- Asset-based lending
- Borrowing-base analysis and collateral monitoring
- Loan documentation, covenants, and security registrations
- Credit committee presentations and portfolio reviews

Why Consider This Opportunity?

- Competitive $100,000 CAD base salary
- Annual bonus opportunity of up to 20%
- Hybrid work schedule
- Join an established organization with a strong reputation in commercial finance
- Gain exposure to specialized and structured lending transactions
- Collaborative team with a disciplined approach to credit and risk
- Medical, dental, and vision coverage
- Paid time off and company holidays
- Professional development and long-term career-growth opportunities

Interested candidates are encouraged to apply or message me directly for a confidential conversation. #CommercialLending #CreditUnderwriting #CreditAnalyst #InventoryFinance #FloorPlanFinance #AssetBasedLending #BurlingtonJobs #OntarioJobs #FinanceCareers #Hiring

📌 Commercial Credit Underwriter (Burlington)
🏢 Atrium
📍 Burlington