Mitsubishi HC Capital Canada and its parent company, Mitsubishi HC Capital America, form the largest non-captive, nonbank commercial finance company in North America constantly growing and transforming to contribute to a prosperous and sustainable future, creating social value through optimizing the potential of assets.

Joining

Mitsubishi HC Capital Canada means becoming an integral part of an experienced team offering flexible commercial financing solutions adapted to the needs of Canadian businesses. We stand out thanks to a collaborative culture focused on the well-being of our employees, accountability and career development, open-mindedness, inclusiveness as well as positive leadership in our daily activities! In addition, a sales team specializing in sustainable development and a community action committee allow us to make a significant social and environmental difference.

About

Join our dynamic Risk Management team as a Credit Analyst, where you’ll leverage your analytical skills and credit expertise to make informed decisions that shape our success. Reporting to the Team Lead of Flow Credit, you’ll play a crucial role in evaluating financial data, making recommendations, and exercising sound judgment in credit analysis.

Responsibilities Underwrite and make decisions on transactions within your earned credit authority.

Present and recommend transactions exceeding credit authority to management, accurately assessing total exposure, and credit risk.

Analyze applicants’ financial situation, references, solvency, and repayment capacity.

Collaborate with sales teams, vendor representatives, and third-party brokerages to negotiate terms.

Conduct thorough research on individuals, companies, and guarantees to ensure compliance with creditworthiness standards and "Know Your Customer" protocols.

Communicate decisions to applicants, providing clear explanations and viable alternatives where possible.

Work cross-functionally with different departments to achieve shared goals.





Participate in various projects, contributing your expertise to drive outcomes.

Undertake additional tasks related to the role as assigned.

The Profile We Are Looking For

You have a bachelor’s in business administration - finance or accounting OR any other related diploma;

At least 2 years of relevant experience in similar functions such as:

Consulting services including financial statement analysis

Credit analysis, Risk Management

Expertise in analyzing financial statements and credit reports.

Robust interpersonal communication skills and a collaborative mindset.

Ability to thrive in a fast-paced, dynamic environment.

Proficiency in Microsoft Office Suite, particularly Excel.

Bilingual proficiency in English and French to ensure adequate service for our teams and clients across Canada

Good analytical, judgment, synthesis, and organizational skills.

What We Have To Offer

Permanent full-time position

Flexible and hybrid work environment with the possibility of working in the offices of Trois-Rivieres

Vacation and flexible leave as soon as you start with us

Personal spending account

Competitive compensation plan including a bonus program

Group retirement plan including an employer contribution

Complete group insurance program paid in part by the company

Several opportunities for professional growth and access to an online training platform

Wellness program focused on mental, physical, financial and social health

Employee and family assistance program accessible at all times Don’t think this position is a great fit for you, but still want to join us?

Click here: https://workforcenow.adp.com/mascsr/default/mdf/recruitment/recruitment.html?cid=b3ef4f03-f8ff-4ded-80c8-6dd5c5a224f7&ccId;=9200144510729_2⟨=en_CA&selectedMenuKey;=Language We would like to thank all applicants in advance. Should you be selected for an interview, you will be contacted directly. Mitsubishi HC Capital Canada values diversity and is committed to accessibility. Should you require accommodation due to disability, please notify the Human Resources Recruiter.

📌 Credit Analyst (Trois-Rivières)
🏢 Mitsubishi HC Capital Canada
📍 Trois-Rivières