As Manager, Credit Structures, you will be a credit professional providing innovative credit solutions, professional value‑added advice, and credit expertise to Private Banking clients. You will be responsible for Private Banking client credit relationships and focused on winning as One RBC by introducing clients to the right solutions, partners, and capabilities at the right time.
What will you do?
- Provide high‑end relationship management and credit advice to high net‑worth Canadians following all five principles of the Black Card Experience
- Deliver a superior, professional, best‑in‑class credit experience through excellence in completing deep‑discovery conversations with clients regarding their credit needs, analyzing the various options while leveraging the tools at your disposal, and presenting solutions centered on credit advice
- Provide proactive credit advice to all Private Banking clients and develop innovative and creative credit solutions
- Prepare and submit comprehensive and accurate credit proposals for approval with a sense of urgency, supported by required due diligence and analysis of financial statements
- Lead the discussion with clients around mortgage renewals and process client requests
- Proactively manage credit renewals by submitting files within deadlines
What do you need to succeed?
Must‑have
- A minimum of 5 years of experience in credit granting to personal and/or business clients
- Proven ability to analyze financial statements
- Bilingualism (English and Mandarin or Cantonese) required
- Superior client relationship management skills
Nice‑to‑have
- Knowledge and understanding of RBC Private Banking financing products, credit/risk procedures, guidelines, and standards
- Experience working with high net‑worth clients
- Experience in Commercial and/or Capital Markets
What’s in it for you?
- A comprehensive Total Rewards Program including bonuses, flexible advantages, and competitive compensation
- Leaders who support your development through coaching and managing opportunities
- Ability to make a difference and lasting impact
Job Details
- Address: 6168 NO 3 RD, RICHMOND
- City: Richmond
- Country: Canada
- Work hours/week: 37.5
- Employment Type: Full time
- Platform: PERSONAL & COMMERCIAL BANKING
- Job Type: Regular
- Pay Type: Salaried
- Posted Date:
- Application Deadline: