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At GM Financial, we are looking for people who want to embark on an exciting career journey. This position is open until filled.

Responsibilities

Analyze, approve, and escape credit requests, including overrides and policy exceptions, within established lending authorities.

Review credit applications exceeding lending limits and present recommendations to senior management for approval or decline.

Manage credit decision escalations and resolve dealer and customer complaints within authorized parameters.

Analyze consumer and commercial lease portfolio performance to enhance underwriting processes and controls.

Serve as the senior escalation point for complex and high‑risk credit transactions.

Deliver ongoing credit training and develop coaching materials for underwriting and sales teams.

Provide daily coaching and guidance to Credit Managers and credit analysts through deal reviews and concurrence requests.

Conduct performance management activities, including appraisals, feedback sessions, and corrective action planning.

Ensure effective credit department operations that support business objectives and timely credit processing.

Lead special projects, policy development, budgeting, hiring, dealer engagement, and market/dealer credit analysis to improve competitiveness.

Qualifications





Excellent report writing and communication skills (written and verbal).

Successful candidate must be able to work in a fast‑paced, high‑pressure environment.

Vehicle and/or leasing experience is a requirement.

Education & Work Experience

Bachelor's Degree in a related field or equivalent work experience required.

10 years of previous credit analysis experience preferred.

Bilingual in French is preferred but not required.

What We Offer

Excellent Health, Vision and Dental Perks.

Company Match program for RRSP contributions.

Generous Paid Time Off (personal, vacation, sick, paid holidays).

Dynamic relationships between teams and leadership.

Quarterly Volunteer Opportunities.

Hybrid work schedule offered; ability to work a portion of your week from home.

Work Life Balance: Flexible hybrid work environment, 3 days a week in office.

The base range for this role is: CAD119,000 – CAD169,000.

At GM Financial, we strive for transparency in all aspects of our business, including pay equity. This role is eligible to participate in a performance‑based incentive plan. Full‑time employees are eligible to participate in health benefits after 30 days of employment.

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Apply on Kit Job: kitjob.ca/job/2g8ouu

📌 National Credit Manager/ Assistant Vice President (Toronto)
🏢 GM Financial
📍 Toronto