Apply on Kit Job: kitjob.ca/job/2fsvf9

Job Title:
Business Systems Analyst –, Interac e-Transfer, Azure API Integration
Job Summary

We are seeking an experienced Business Systems Analyst (BSA) with robust expertise in banking payments and API-driven integration projects to support the modernization of Interac e-Transfer capabilities. The role focuses on upgrading to Interac e-Transfer API version 3.7 and enabling readiness for Canada’s Real-Time Rail (RTR) ecosystem. The ideal candidate will bridge business, compliance, fraud, and technical teams to deliver scalable, real-time payment solutions across a complex banking ecosystem.

Key Responsibilities

- Collaborate with cross-functional stakeholders including business, fraud management, compliance, and Central 1 teams to identify and resolve integration and requirements gaps.

- Analyze current-state Interac e-Transfer implementations by reviewing architecture, API specifications, and integration flows across Digital Banking, Azure integration layer, Central 1, and Temenos T24.

- Review and interpret API documentation from Central 1 and Interac and translate it into clear technical and functional requirements.

- Define API requirements including request/response structures, payload definitions, validation rules, and versioning standards.

- Perform data and field mapping between channels, integration APIs, Central 1, and downstream core banking systems (Temenos T24).

- Define and maintain error code mapping documentation across systems to ensure standardized exception handling, monitoring,



and reporting.

- Support end-to-end analysis of payment flows including RTR transaction lifecycle and Interac e-Transfer processing.

- Ensure integration solutions align with banking standards, security, and compliance requirements.

Required Skills & Experience

- 7+ years of experience as a Business Systems Analyst (BSA) or Technical Business Analyst in banking or financial services.

- 3+ years of strong experience in API-heavy integration projects, including microservices-based and distributed system architectures.

- Strong understanding of Interac e-Transfer (preferably version 3.7) and RTR (Real-Time Rail) transaction lifecycle, including:

- Money Movement Messages

- Request-to-Pay (RTR) Messages

- Deposit / Fulfillment Messages

- Lifecycle & Exception Messages

- Directory & Notification Messages

- Hands-on experience with data mapping, interface specifications, and system integration analysis.

- Strong knowledge of banking payment systems and digital transaction flows.

- Experience working with core banking systems such as Temenos T24 (nice to have).

- Familiarity with Azure integration layers or cloud-based integration platforms (preferred).

Nice to Have

- Experience in Real-Time Payments (RTP) or ISO 20022-based systems

- Exposure to Central 1 payment ecosystem

- Understanding of fraud management and compliance in banking payments

- Experience in large-scale digital banking transformation programs

Apply on Kit Job: kitjob.ca/job/2fsvf9

📌 Business Systems Analyst –, Interac e-Transfer, Azure API Integration (Toronto)
🏢 Astra North Infoteck
📍 Toronto