Location: Vancouver, Toronto - Department: Home Finance
We are looking for experienced Sr. Mortgage Underwriters. This position reports to our Chief Operating Officer, and is responsible for underwriting residential first mortgage files received from in-house mortgage loan originators.
Cordinate file from application to funding in a client team, utilizing current mortgage software in a paperless environment.
Adhere to all department service level standards for communication, production, and scheduling.
Supportive environment that offers autonomy, high-level customer service and a commitment to 'doing it right'.
3 or more years of mortgage underwriting experience in the 1st mortgage arena.
Recent underwriting experience with conventional & insured lending sources.
Proven ability to analyze and underwrite complex loan structure, including self-employed borrowers, investment properties, construction loans and all extended approvals.
Strong cash flow analysis skills reviewing complex personal and business tax returns, P&L; statements and financial statements.
Experience with risk accountability, law and regulation compliance and audit/regulatory examination response.
Proficient with current industry standard loan origination and processing software.
Strong analytical skills with attention to detail.
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